FHA VS Conventional loan programs in 2025 for Rio-Grande, Cape May County, New Jersey
In 2025, the Conventional loan limit for Rio-Grande, located in the county of Cape May, NJ, is $647,200, while the limit for an FHA loan is $489,900 for a single-family home.
Utilize the Lendersa® Conventional loan calculator to compare the top rates available today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options, helping you decide which program best fits your financial situation in NJ.
2025 Loan Limits and Down Payment Requirements in Rio-Grande, Cape May, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$345,000
0%
FHA
$489,900
3.5%
The table is applicable to zip codes: 8242
Conventional and FHA Loan Options in Rio-Grande, NJ
The mission of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan quickly and conveniently. Start by choosing one of three routes to connect with matched lenders and loan programs.
At Edina Realty, we believe that an informed buyer or seller is an empowered one. We offer as much information online as possible, and our agents can fill in the gaps that data can’t provide by offering insights you can use throughout the home buying or selling process in Minnesota and western Wisconsin.
16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest.
AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc
We offer a better banking experience. We're not your average bank. We like problem solving. We like making things happen. And, we like having a little fun while we're at it. Founded on July 21, 1998, North American Banking Company has been committed to providing personal service to its community.
2025 Larpenteur Avenue W, Falcon Heights, MN, 55113
We have 21 branch locations in Minnesota. Through our network of branches, ATMs, and innovative products and services, we can assist you with all of your financial needs. Whether you are just starting out in life, own your own business, or are close to retirement, SPIRE would like to be your total financial solution.
North Star Bank is an independent, locally owned bank with a proud tradition of sound management and integrity. Established in 1947, we have been continuously committed to providing quality, customized banking service for personal and commercial financial needs. When you bank with us, your money is reinvested into the community in which you live
2277 West Highway 36, Suite 304, Roseville, MN, 55113
Progressive Lending Solutions we have access to practically EVERY loan program and underwriting option that is available in the marketplace. We have all of the programs anyone else would have, but also many that traditional banks do not.As a Consultant, in a sense I can do the shopping for you, identifying what the best underwriting.
1935 County Road B2 West, Suite 265, Roseville, MN, 55113
First Equity Mortgage, our goal is to find you the best loan with the most competitive rate and terms, so you can move in sooner with less effort. Let us help you navigate the unpredictable housing market, and provide you with the safety, security and peace of mind that comes with closing your loan quickly
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in their area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
