Conventional Loans Vs FHA in Rio-Grande, NJ [in 2026]

In 2026, the Conventional loan limit for Rio-Grande, located in the county of Cape May, NJ, is $647,200, while the limit for an FHA loan is $489,900 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to compare the top rates available today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options, helping you decide which program best fits your financial situation in NJ.

Conventional and FHA Loan Options in Rio-Grande, NJ

The mission of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan quickly and conveniently. Start by choosing one of three routes to connect with matched lenders and loan programs.

Loan Type	Loan Limit	Down Payment
Conventional Conforming	$647,200	3%
USDA	$345,000	0%
FHA	$489,900	3.5%

(813) 569-2000 Lender's profile and map Reviews USF Federal Credit Union 13302 USF Palm Drive, Tampa, FL, 33612 USF Federal Credit Union, we realize that everyone needs a little help every now and then, and that’s what we’re all about. We’re here to help University of South Florida’s faculty, staff, students, alumni association members and their families with their financial needs. We’ve been helping people since 1959.
(850) 682-2225 Lender's profile and map Reviews OKALOOSA COUNTY TEACHERS FEDERAL CREDIT UNION 1126 North Ferdon Blvd, Crestview, FL, 32536 Okaloosa County School Board, Okaloosa Walton Junior College and St. Mary’s. It was formed with the help of a few local residents in north Okaloosa County. The first credit union building was a very small house behind the bus stop at Richbourg Middle School on Anderson Street in Crestview.
(850) 398-4248 Lender's profile and map Reviews Blue Sand Mortgage, Inc 301 S Ferdon Boulevard, Suite E, Crestview, FL, 32536 We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(651) 276-2272 Lender's profile and map Reviews Thomas My Mortgage Guy 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624 Thomas My Mortgage Guy specialize in loans for self-employed borrowers that do not require tax returns. Along with new home purchases, refinances, VA, contract-for-deed, and diverse mortgage solutions for unique circumstances. My passion, honesty, and forward thinking have made me a trusted leader and colleague.
(813) 964-1268 Lender's profile and map Reviews American Nationwide Mortgage Company Inc. 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624 American Nationwide Mortgage Company was established over 21 years ago. Our company’s mission is to assist the borrower in obtaining competitive rates while obtaining the highest expectation of service and customer satisfaction. We know that interest rates alone are not enough. As a result we provide an exceptionally high level of service
(800) 999-5887 Lender's profile and map Reviews Suncoast Credit Union 6801 E Hillsborough Ave, Tampa, FL, 33610 Suncoast Credit Union is the largest credit union in the state of Florida, the ninth largest in the United States based on membership, and the 10th largest in the United States based on its $12.6 billion in assets. Chartered in 1934 as Hillsborough County Teachers Credit Union, Suncoast Credit Union currently operates 74 full-service branches
(330) 329-8823 Lender's profile and map Reviews SISTAR MORTGAGE COMPANY 10150 Highland Manor Dr, Suite 200, Tampa, FL, 33610 Sistar Mortgage have today announced a partnership that will see the nationwide lender become the Presenting Partner of the upcoming series of Minor League Cricket Franchise Exhibition Matches. As part of the sponsorship, Sistar Mortgage will also have prominent branding on the playing shirts of all 24 Minor League
(901) 521-4620 Lender's profile and map Reviews Kimberly Clark Credit Union 1520 N Second Street, Memphis, TN, 38107 Kimberly Clark Credit Union, chartered in 1947, serves the employees of Kimberly Clark Corporation across the country. KCCU is a not-for-profit financial institution where you, our member-owner, come first. After expenses and legal reserves are set aside, all profits are returned to members as higher dividends on savings, lower rates on loans.