FHA VS Conventional loan programs in Edgewood, Santa Fe County, New Mexico

In 2026, the Conventional loan limit for Edgewood, located in Santa Fe county, NM, is set at $726,200. For a single-family home, the FHA limit reaches $503,700.

Take advantage of the Lendersa® Conventional loan calculator to compare today's top Conventional, FHA, and USDA rates. It also helps you understand the income, credit scores, reserves, and documentation required to qualify. With this advanced tool, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the ideal program for your financial circumstances in NM.

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2026 Loan Limits and Down Payment Requirements in Edgewood, Santa Fe County, NM

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $375,000 0%
FHA $503,700 3.5%

This table applies to the zip codes: 87047

Explore Conventional and FHA Loan Options in Edgewood, NM

The goal of Lendersa® is to quickly secure the best Conventional, USDA, or FHA loan without trouble. Start with one of three outlined paths to find suitable lenders and programs.

Overview of Lendersa USDA loan requests and matches


  • The Family Mortgage Team
  • 1640 Powers Ferry Rd, Building 3, Suite 100, Marietta, GA, 30067
  • The Family Mortgage Team at LeaderOne Financial is a team of professionals dedicated to ensuring that your loan is not just a transaction.... It is a lifetime relationship developed around three distinct concepts: 1) investigating your hopes and dreams and insuring that we use the mortgage to maximize

  • Safe Haven Mortgage Inc
  • 1355 Terrell Mill Rd, Building 1464, Suite 216, Marietta, GA, 30067
  • At Safe Haven Mortgage Inc in Marietta, Georgia, we keep in mind your best interest. We value our relationships with you and won’t hesitate to go over and beyond your expectations. Our mission is to serve you with integrity, honesty, and competence. We can help you overcome any challenges that arise when securing your home loan.

  • Mortgage Atlanta LLC
  • 601 Woodlawn Dr. NE, Suite 340, Marietta, GA, 30067
  • Mortgage Atlanta LLC Launched in 2009 by a team of financial experts who are passionate about helping people realize their dreams, Mortgage Atlanta understands that no two homebuyers or homeowners are exactly the same. That’s why we seek first to get to know you and your needs on a granular level.

  • Residential Funding Consultants LLC
  • 111 Village Parkway NE, Bldg 2, Suite 100, Marietta, GA, 30067
  • Residential Funding Consultants provide lending knowledge to best suit your current needs. With over 15 years of experience, our Consultants have excelled in both good and poor economic times by adapting with the changing markets and searching out the best solutions for their clients.

  • STONE OAK MORTGAGE LLC
  • 2470 Windy Hill Rd, Suite 211, Marietta, GA, 30067
  • STONE OAK MORTGAGE LLC IS a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates

  • Integrity Mortgage Funding LLC
  • 4405 Mall Blvd, Union City, GA, 30291
  • At Integrity Mortgage Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Farmers & Merchants Bank
  • 41 South First Street, Miamisburg, OH, 45342
  • Farmers & Merchants Bank was founded in 1923 by a small group of Miamisburg business professionals whose philosophy was to establish a financial institution to provide basic banking services in a friendly and courteous manner. Its market was the residents and the small businesses who were often ignored by the area's larger banks.

  • First Fed
  • 105 West 8th Street, Port Angeles, WA, 98362
  • First Fed is a local community bank on an exciting growth trajectory with 15 locations in 5 counties across Washington. We are committed to investing in our amazing team and technologies which enable better service of our customers and communities. In 2021, First Fed received recognition for best workplace

  • DREAM MORTGAGE
  • 1631 Phoenix Boulevard Ste 8, Atlanta, GA, 30349
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • United Methodist Connectional Federal Credit Union
  • 1991 Lower Roswell Rd, Marietta, GA, 30068
  • Georgia Methodist Federal Credit Union was established in 1960 and served the financial needs of any United Methodist Church member in the North and South Georgia Conferences and their immediate family members.

    Alabama-West Florida Methodist Credit Union started in 1967, serving the clergy and employees of the AWF Conference

  • StrongBox Home Loans
  • 1412 waterford green way, Marietta, GA, 30068
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing & getting the exact loan to meet your specific needs.