FHA VS Conventional loan programs in 2025 for Cold-Springs, Washoe County, Nevada
In 2025, the limit for a conventional loan in Cold-Springs, within the county of Washoe, NV, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $534,750.
Utilize the Lendersa® Conventional loan calculator to explore and compare the top Conventional, FHA, and USDA rates available today. Determine the necessary income, credit, reserves, and documents essential for qualifying. Our advanced mortgage calculator allows for side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans to help you choose the program in NV that best aligns with your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Cold-Springs, Washoe County, NV
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$368,000
0%
FHA
$534,750
3.5%
This table applies to zip codes: 89508
Discovering Conventional and FHA Loan Options in Cold-Springs, NV
The aim at Lendersa® is to quickly secure the most favorable Conventional, USDA, or FHA loans without hassle. Choose from one of the three starting paths to engage with the best-suited lenders and loan programs.
4115 Blackhawk Plaza Circle, Suite 100, Danville, CA, 94506
As an independent mortgage consultant, Julie McKinney have no ties to in-house products giving you the advantage of access to more options from a broad range of lenders, and objective advice on choosing the best loan to fit your specific financial needs and goals. Julie will be by your side through every step of the process.
Premier Mortgage Direct offers the experience and resources of a big box retailer, combined with the expertise and personal touch of a small business and our first step is actually getting to know you. We'll get to know your hopes and dreams, how much you want to spend, and where you want to live. Then we’ll work together to find the mortgage.
We've interviewed hundreds of people that have gone through multiple mortgages and we're addressing issues in regards to filling out forms in an easier way, simplifying the language used, adding further transparency in describing loan estimates and even tackling equal opportunity lending in ways than nobody else has done it before.
3840 Blackhawk Road, Suite 105, Danville, CA, 94506
Compass Mortgage Advisors is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, Refinancing an outstanding loan, or consolidating debt.
Purchasing or refinancing your home can be a confusing process. Our mission is to hire and train the best talent in your local area to provide you with First Class service, advice, and products for today’s competitive real estate market. Our mortgage professionals have an average of 10 years of experience in home lending.
"AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7.
All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."
LendUS® was created as a collaboration between RPM Mortgage and American Eagle Mortgage – two well-established mortgage companies with like-minded industry veterans. Together, we have formed one company, with one name, that is solely-focused on providing our clients smart advice and an easy process with super speed.
At Diversified Capital Funding/American Pacific Mortgage (APM) NMLS #1850 our core mission is to create experiences that matter while serving the home financing needs of individuals and families in the communities where we live and work.We understand the importance of every transaction
