In 2026, the limit for a conventional loan in Cold-Springs, within the county of Washoe, NV, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $534,750.
Utilize the Lendersa® Conventional loan calculator to explore and compare the top Conventional, FHA, and USDA rates available today. Determine the necessary income, credit, reserves, and documents essential for qualifying. Our advanced mortgage calculator allows for side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans to help you choose the program in NV that best aligns with your financial needs.
Review loan offers from over 100 varied lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $368,000 | 0% |
| FHA | $534,750 | 3.5% |
This table applies to zip codes: 89508
The aim at Lendersa® is to quickly secure the most favorable Conventional, USDA, or FHA loans without hassle. Choose from one of the three starting paths to engage with the best-suited lenders and loan programs.
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