FHA VS Conventional loan programs in Cold-Springs, Washoe County, Nevada

In 2025, Convetional loan limit in Cold-Springs, county of Washoe, NV is $647,200 while FHA limit is $534,750 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NV is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Cold-Springs, county of Washoe, NV

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $368,000 0%
FHA $534,750 3.5%

The comparison table applies to zip codes: 89508

Conventional and FHA loan options in Cold-Springs, NV

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Cornerstone Home Mortgage.
  • 1912 Sidewinder Dr, Suite 216, Park City, UT, 84060
  • Cornerstone Home Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of UT. Whether you are 1st time home buyer, purchasing your dream home, refinancing an outstanding loan, our highly experienced team of mortgage brokers can help make your dreams come true.
  • Intermountain Mortgage Company, LLC
  • 2029 Sidewinder Drive, Suite 200, Park City, UT, 84060
  • Intermountain Mortgage Company, Inc., our mission is to set a high standard in the mortgage industry. A part of the Park City community since 1992, our experienced staff is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry.
  • Independent Lending
  • 120 Vantis Dr Suite 300, Aliso Viejo, CA, 92656
  • Since 2001, I have had the opportunity to help over 1,000+ clients buy refinance their properties. I understand the value and freedom that can be created with the right refinance strategy. Whether you are refinancing your 1st, 4th or 10th investment property my team and I understand how to create the right mortgage strategies that meet your needs a
  • Capstone Federal Credit Union
  • 3 Polaris Way, Suite 31B, Aliso Viejo, CA, 92656
  • Capstone Federal Credit Union is a federally insured, member owned financial cooperative. Our purpose is to serve our members by providing savings, loans & other services in a convenient, equitable & competitive manner. Our members are the bedrock of our credit union. Member-owned & not-for-profit, we're a financial cooperative that puts your
  • Cory DePass Team
  • 85 Argonaut, Suite 100, Aliso Viejo, CA, 92656
  • With our team of experts, we have made the home buying process quicker, simpler and more affordable for you. We provide what we call the ‘Home Buyer’s Advantage’ We help you move your offer to the top of the stack. So that you can get your dream home even if other buyers are bidding higher
  • LowerOurMortgage.com
  • 25 Anacapa Ln, Aliso Viejo, CA, 92656
  • At LowerOurMortgage.com our team of professional mortgage experts are Refinance Specialists. Loan options include VA and Conventional Loans. Now is the perfect time to refinance your current home. Rates are at an all time low! We are seeing some of the lowest interest rates ever from our lenders.
  • JMJ Financial - Long Beach
  • 26800 Aliso Viejo Pkwy, Suite 200, Aliso Viejo, CA, 92656
  • At JMJ Financial has been great. I wanted to refinance my house and they have been very efficient and easy to work with. They helped me with the loan and has made the process go very smoothly. I have been very satisfied with the experience and would feel confident referring a friend or family member.
  • Aliso Niguel Mortgage
  • 120 Vantis, Suite 336, Aliso Viejo, CA, 92656
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.