Explore the differences! FHA VS Conventional loan programs in Cold-Springs, Washoe County, Nevada

In 2026, the limit for a conventional loan in Cold-Springs, within the county of Washoe, NV, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $534,750.

Utilize the Lendersa® Conventional loan calculator to explore and compare the top Conventional, FHA, and USDA rates available today. Determine the necessary income, credit, reserves, and documents essential for qualifying. Our advanced mortgage calculator allows for side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans to help you choose the program in NV that best aligns with your financial needs.

Review loan offers from over 100 varied lenders

Loan Limits and Down Payment Requirements for 2026 in Cold-Springs, Washoe County, NV

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $368,000 0%
FHA $534,750 3.5%

This table applies to zip codes: 89508

Discovering Conventional and FHA Loan Options in Cold-Springs, NV

The aim at Lendersa® is to quickly secure the most favorable Conventional, USDA, or FHA loans without hassle. Choose from one of the three starting paths to engage with the best-suited lenders and loan programs.

USDA loan request results with Lendersa


  • Bayfield Home Loans LLC
  • 1127 International Parkway, Fredericksburg, VA, 22406
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • MAC Professional Services, LLC
  • 87 Wateredge Ln, Fredericksburg, VA, 22406
  • MAC Professional Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Griffin Capital
  • 1135 Heatherstone Dr, Suite 102, Fredericksburg, VA, 22407
  • Griffin Capital Funding has grown to become one of the largest and most creative church financing companies in the country. With over $1.5 Billion in closed church loans, we have helped churches with loans as small as $50, 000 up to our largest loan for one church of $35, 000, 000.

  • First South Mortgage LLC
  • 4432 Crooked Creek Drive, Jacksonville, FL, 32224
  • First South Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Triad Financial Services, Inc.
  • 13901 Sutton Park Drive South, Suite 300, Jacksonville, FL, 32224
  • Triad Financial Services, Inc. is one of the oldest and most trusted lenders in the manufactured home industry with over 60 years of lending experience. Triad is trusted by customers, dealers, lending institutions and realtors alike and has helped tens of thousands of families realize their American Dream of homeownership.

  • First Florida Financial, Inc
  • 13400 Sutton Park Dr South, Suite 1502, Jacksonville, FL, 32224
  • First Florida Financial, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • John Marshall Bank
  • 1943 Isaac Newton Square East, Suite 100, Reston, VA, 20190
  • JMB is a commercial-focused community bank serving businesses and consumers in Northern VA, Maryland, and DC. Our presence is found in the businesses that fuel the local economy. We’re in the background, championing nonprofits and helping them drive their mission forward. But what truly sets us apart is our team.

  • Mortgage X Home Loans
  • 1984 Isaac Newton Square W, Suite 304, Reston, VA, 20190
  • Mortgage X Home Loans As the Mortgage Lending has evolved so have we. Mortgage regulations and guidelines are constantly changing. We are on top of the information wave. Great rates, low cost and customer satisfaction is standard business based on our model. We strive to provide more.Established in 2002.