FHA VS Conventional loan in Lemmon-Valley, Washoe County, Nevada

In 2026, the conventional loan limit in Lemmon-Valley, county of Washoe, NV, is $647,200, whereas the FHA limit is $534,750 for a single-family home. These limits are essential for potential homeowners to consider when planning their finances.

The Lendersa® Conventional loan calculator enables you to compare today's top rates for Conventional, FHA, and USDA loans. It helps assess the necessary income, credit, reserves, and documents needed for qualification. With our extensive mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best option in NV for your personal financial circumstances.

Compare loan offers from a network of 100 lenders

2026 Loan Limits and Down Payment Requirements in Lemmon-Valley, County of Washoe, NV

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $368,000 0%
FHA $534,750 3.5%

This comparison table is relevant for the zip codes: 89506

Available Options for Conventional and FHA Loans in Lemmon-Valley, NV

The Lendersa® mission is to obtain the best possible loan for you, whether it's Conventional, USDA, or FHA, as swiftly and simply as possible. Choose from one of three starting points to connect with matched lenders and loan programs.

Lendersa USDA loan request and matching results


Lemmon-Valley Lenders

  • Monarch Mortgage
  • 2435 Pyramid Way, Suite A, Sparks, NV, 89431
  • Lends in Nevada
  • Monarch Mortgage rates are at an all time low, so if you are considering buying a new home, or refinancing - now is the time and Your more than just a number at Monarch Mortgage - get the personal attention you deserve and also Mortgage Products FHA, VA, CONVENTIONAL, JUMBO and USDA

  • Utter Mortgage Company
  • 115 West Plumb Lane, Suite 201, Reno, NV, 89509
  • Lends in Nevada
  • Utter Mortgage Company is a Nevada-based mortgage company specializing in the long-term financing of commercial real estate projects located in Nevada and the adjacent areas of California. Utter Mortgage Company has placed long-term loans on shopping centers, office buildings, warehouses, mini-­warehouses, medical buildings, strip centers.

  • In1Spot Lending LLC
  • 3500 Lakeside Court, Suite 170, Reno, NV, 89509
  • Lends in Nevada
  • Working with a mortgage broker gives you options and saves you money. We have numerous sources for investors so finding the best loan with the most affordable terms is exactly what we do! We also have access to mortgage loan products that banks and other lending institutions don't normally offer.

  • Mortgage Professionals Group, INC.
  • 6774 S McCarran Blvd, Suite 102, Reno, NV, 89509
  • Lends in Nevada
  • Whether this is a first home, investment property, an upgrade you’re looking to do, or perhaps refinance the home you already own and love, our professionals will guide you through the process and find the best loan that fits your lifestyle. We make it easy to understand and ensure that our number one priority is taking care of you!

  • Wholesale Mortgage Services
  • 6880 S. McCarran Blvd, Suite 6, Reno, NV, 89509
  • Lends in Nevada
  • "We know that each Nevada mortgage customer has specific needs,
    so we strive to meet those needs with a wide array of mortgage products for Nevada homeowners and home buyers. The Wholesale Mortgage Services team and lenders takes pride in our outstanding customer service and individual attention.

  • Design Financial
  • 6119 Ridgeview Court, Suite 500, Reno, NV, 89519
  • Lends in Nevada
  • The Design Financial team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Heritage Bank of Nevada
  • 2330 South Virginia Street, Reno, NV, 89502
  • Lends in Nevada
  • Heritage Bank of Nevada was founded in 1995, in Northern Nevada. Today, we have seven branches focusing on the Northern Nevada area located in Reno, Spanish Springs, Carson City and Carson Valley. Our goal has always been to our community's finest small and mid-sized business bank, and our focus has led to success and profitability.

  • Victory Nevada Mortgage LLC
  • 5250 South Virginia St, Suite 360, Reno, NV, 89502
  • Lends in Nevada
  • Our goal is to deliver the very best mortgage options possible for your specific requirements... no matter the circumstances.
    To learn more, click on the links to the left. and We are committed to maintaining an effective and efficient organization that is open and responsive to the needs.

  • US Financial, LLC - Mark Lamerdin
  • 1325 Airmotive Way, Suite 175-D, Reno, NV, 89502
  • Lends in Nevada
  • US Financial is located in Reno, Nevada & has built a strong reputation as an outstanding mortgage company, serving the lending needs of real estate professionals, home builders and helping individuals and families achieve the dream of home ownership throughout Nevada. We understand you have a choice and we want to be your first choice every time.

  • Great Basin Federal Credit Union
  • 9770 S. Virginia St, Reno, NV, 89511
  • Lends in Nevada
  • Great Basin Federal Credit Union has been a member of the community since our charter on January 11, 1951. What began as a 50 member credit union for Reno-Bell Phone Company employees has grown to a community chartered credit union serving over 20, 000 people. Our philosophy of building personable relationships.