Explore the differences! FHA VS Conventional loan programs in Fernley, Lyon County, Nevada

In 2025, Convetional loan limit in Fernley, county of Lyon, NV is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NV is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Fernley, county of Lyon, NV

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 89408

Conventional and FHA loan options in Fernley, NV

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • White Rose Credit Union
  • 3498 Industrial Drive, York, PA, 17402
  • White Rose Credit Union offers the amenities of a big bank, with small town charm and personalized customer service. Serving over 11, 000 members at 5 public branches, membership is open to those who live, work, worship, attend school or own a business in York or Adams County Pennsylvania.
  • Total Mortgage Lending
  • 1700 34th Street South, Saint Petersburg, FL, 33711
  • Total Mortgage Lending will work to get you the best rates and programs. We Pride ourselves on being committed to caring and putting our clients first and also first home is a major milestone in life but the process of obtaining a mortgage can feel a little bit overwhelming. The various paperwork, requirements.
  • Tampa Bay Home Experts
  • 324 N Dale Mabry Hwy, Suite 100, Tampa, FL, 33609
  • Julia Lysenko is a Mortgage Banker. She has a reputation for going the extra mile for her clients and achieving great results. She specializes in helping people purchase homes, refinance their home and even helping foreign nationals purchase property in America. Julia is passionate about her career and her clients.
  • Fishman Mortgage Corporation
  • 413 South MacDill Avenue, Tampa, FL, 33609
  • Fishman Mortgage has been serving the home equity lending industry since 1959, specializing in speed of service, flexible terms, and progressiveness. We are one of the oldest home equity lenders in Tampa. We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs
  • Simple Lending Mortgage LLC
  • 5401 West Kennedy Blvd, Suite 100, Tampa, FL, 33609
  • "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example,"
  • Bachman Lear & Company Inc
  • 5601 Mariner Street, Suite 450, Tampa, FL, 33609
  • Bachman Lear & Company, Inc., is a Florida Licensed Mortgage Broker. Bachman Lear is a boutique lender with personalized services and abilities not typically found at the “mortgage mall”. The objective is simply to put together the best loan program with the best interest rates for the borrower as quickly and efficiently as is possible today.
  • CambridgeHomeLoan.com
  • 4830 West Kennedy Blvd, Suite 600, Tampa, FL, 33609
  • "With nearly two and a half decades of lending experience, CambridgeHomeLoan.com has established a solid reputation few others can match and we achieved this stellar position by actions, not by words. From the initial application to final funding, CambridgeHomeLoan.com is with you all along the way."
  • USF Federal Credit Union
  • 13302 USF Palm Drive, Tampa, FL, 33612
  • USF Federal Credit Union, we realize that everyone needs a little help every now and then, and that’s what we’re all about. We’re here to help University of South Florida’s faculty, staff, students, alumni association members and their families with their financial needs. We’ve been helping people since 1959.