In the year 2026, the conventional loan limit for Fernley, situated in Lyon county, NV, is $726,200. Meanwhile, for a single-family dwelling, the FHA limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents you need to qualify. Our advanced calculator enables you to see Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the most suitable program for your financial situation in NV.
Consider loan offers from a broad range of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to these zip codes: 89408
Our goal at Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to meet lenders and loan programs that match your needs.
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