FHA VS Conventional loan programs in 2026 for Pahrump, Nye County, Nevada

In 2026, the limit for a conventional loan in Pahrump, within Nye county, NV, is established at $726,200. Additionally, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to analyze top current rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the program that best suits your financial situation in NV.

Explore loan offers from a broad spectrum of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Pahrump, Nye County, NV

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 89048

Exploring Conventional and FHA Loan Options in Pahrump, NV

Lendersa® aims to quickly secure the most favorable Conventional, USDA, or FHA loan for you, while keeping the process hassle-free. Start with one of three pathways available to find matching lenders and loan programs.

Discover results from Lendersa's USDA loan requests


Pahrump Lenders

  • Lisa Fleck
  • 1980 Festival Plaza Drive, Suite 330, Las Vegas, NV, 89135
  • Lends in Nevada
  • Lisa Fleck, Producing Branch Manager and Certified Divorce Lending Professional, has been in the mortgage business for over 20 years. She has been a nationally ranked top 1% loan originator for the past 6 years, and helps over 120 families annually with all facets of residential real estate financing.

  • SimpliFi Mortgage LLC
  • 10100 West Charleston Boulevard, Suite 100, Las Vegas, NV, 89135
  • Lends in Nevada
  • Our mission is to make the mortgage approval process as painless as possible. Finding the right home is stressful enough, the financing shouldn’t be! We’ve streamlined the mortgage application process so you can submit all the required documentation without the hassle. Our convenient online application generates an instant pre-approval.

  • HighTechLending - Las Vegas
  • 1180 North Town Center Dr, Suite 100, Las Vegas, NV, 89144
  • Lends in Nevada
  • We are an FHA Approved Mortgage Bank and Direct Lender providing FHA, VA, USDA, 203K, Conventional, Jumbo, Streamline Refi, and Reverse Loans.

    Founded by Don Currie and Erika Macias, our winning strategy consists of a carefully crafted blend of excellent price, niche product offerings, and exceptional customer service.

  • Empire Mortgage
  • 6180 Brent Thurman Way, Suite 200 - A, Las Vegas, NV, 89148
  • Lends in Nevada
  • At Empire Mortgage, our focus is our clients! We strive to understand your unique situation in order to tailor fit your mortgage options. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

  • Modern Finance LLC
  • 6069 South Fort Apache Road, Suite 130, Las Vegas, NV, 89148
  • Lends in Nevada
  • Modern Finance Modern Finance is dedicated to providing the best service and consultation for clients trying to obtain or refinance a loan and also Modern Finance L.L.C. is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity

  • iNV Home Loans
  • 9205 W. Russell Rd, Suite 240, Las Vegas, NV, 89148
  • Lends in Nevada
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mortgage Box
  • 9435 West Russell Road, Suite 110, Las Vegas, NV, 89148
  • Lends in Nevada
  • We are a Nevada-based mortgage company passionate about funding your dreams.We've spent more than a decade serving Nevada homeowners and real estate professionals. We work every day to wow our clients by creating the ultimate homebuying experience. Because we are a mortgage broker, we are able to shop multiple lenders.

  • Blackmon Home Loans
  • 8880 W. Sunset Rd., Suite 190, Las Vegas, NV, 89148
  • Lends in Nevada
  • Blackmon Home Loans offers three decades of experience in the home mortgage business. We understand the local home buying process and what residents of Southern Nevada can expect when trying to purchase or refinance a home. We can help you buy a new house or refinance your mortage in Las Vegas.

  • Realty Capital Investments LLC
  • 1000 Sir James Bridge Way, Las Vegas, NV, 89145
  • Lends in Nevada
  • Experience the difference with Realty Capital Investments LLC, where speedy, flexible financing becomes reality. Our streamlined process ensures simplicity and promptness, often delivering funding within weeks. With years of industry expertise, Steve Dorian prioritizes your needs, making rapid lending decisions to support your real estate ventures.

  • Red Rock Mortgage
  • 810 S Durango Dr, Suite 105, Las Vegas, NV, 89145
  • Lends in Nevada
  • The Red Rock Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.