FHA VS Conventional loan in Alexandria, Jefferson County, New York

For 2025, the Conventional loan limit in Alexandria, within Jefferson county, NY, is set at $726,200, whereas for a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to effectively compare top Conventional against FHA and USDA rates today. This tool helps you work out the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, view the Conforming Conventional loans, USDA, FHA, and VA together to choose the best program in NY suitable for your financial situation.

Explore loan offers from 100 different lenders

Loan limits and down payment requirements for 2025 in Alexandria, located in Jefferson county, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is valid for the zip codes: 13679, 13675, 13607, 13656, 13640

Available options for Conventional and FHA loans in Alexandria, NY

Lendersa® aims to secure the most favorable Conventional, USDA, or FHA loan for you swiftly and conveniently. Choose from three distinct starting points that lead to matching lenders and loan programs.

Results from Lendersa USDA loan requests and matches


  • Down Payment Assistance Programs
  • 15707 East Imperial Highway, Suite A, La Mirada, CA, 90638
  • We can help you with most of today’s most popular mortgage products such as FHA Loans for Purchase FHA streamline Refi Conventional Purchases with 5% down or more LPMI (Lender Paid MI) conventional purchase or Refi VA Loans Reverse Mortgage (Senior home-owners 62 and over) Fannie Mae HARP Refi
  • Your Mortgage Expert
  • 12459 Lewis Street, Suite 202, Garden Grove, CA, 92840
  • We are a Premiere mortgage team located in Irvine, California. We pride our selves with offering the best service and options that are the best fit according to your needs, we make the loan process simple, straight forward and fast for borrowers seeking a mortgage in the California area.
  • Vesta Capital Inc
  • 10555 Stanford Avenue, Garden Grove, CA, 92840
  • Vesta Capital works with the TOP TIER investors with the lowest rates in the industry to ensure you are getting the best possible rate. We specialize in the following: Residential, investment, and commercial real estate Market trends The real estate buying and selling process.
  • Best Finance Capital
  • 12966 Euclid St., Suite 220, Garden Grove, CA, 92840
  • Best Finance Capital Inc. was established with a philosophy to always prioritize our clients’ needs first and provide our clients’ with a piece of mind throughout the entire loan process. We pride ourselves on our long-standing, faithful commitment in achieving mortgage financing for the American Dream of becoming a home owner.
  • Able Financial Corp
  • 12465 LEWIS ST. STE. 203, Garden Grove, CA, 92840
  • At ABLE FINANCIAL CORP, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Source One Finance, Inc.
  • 2441 Honolulu Avenue, Suite 142, Montrose, CA, 91020
  • Source One Finance is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • United Equity Finance and Realty
  • 24302 Del Prado, Dana Point, CA, 92629
  • The scope of my real estate finance purview extends to originating primarily both HECM and private jumbo reverse mortgages. Additionally as a realtor my focus is in assisting homeowners both buy and sell in Greater Los Angeles. My goals in effort to best support my clientele are to extend my network of real estate finance professionals including bo
  • Bydand Home Loans
  • 34270 Pacific Coast Highway, Suite A, Dana Point, CA, 92629
  • Bydand is a home finance company that invests in team members to educate & empower their clients, allowing us to custom tailor solutions that exceed their expectations. We are committed to our clients & will work tirelessly to ensure we meet their home financing goals. To provide steadfast solutions tailored to accomplish our clients goals.
  • Laguna Sierra Mortgage Group
  • 33971 Selva Road, Suite 120, Dana Point, CA, 92629
  • Laguna Sierra Mortgage Group Helping clients and loan officers navigate the maze of underwriting guidelines and governmental regulation facing the mortgage industry. LSMG adeptly serves the sophisticated, executive-level homeowner and the excited first-time buyer with equal consideration.