FHA VS Conventional loan programs in 2026 for Alexandria, Jefferson County, New York

For 2026, the Conventional loan limit in Alexandria, within Jefferson county, NY, is set at $726,200, whereas for a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to effectively compare top Conventional against FHA and USDA rates today. This tool helps you work out the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, view the Conforming Conventional loans, USDA, FHA, and VA together to choose the best program in NY suitable for your financial situation.

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Loan limits and down payment requirements for 2026 in Alexandria, located in Jefferson county, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is valid for the zip codes: 13679

Available options for Conventional and FHA loans in Alexandria, NY

Lendersa® aims to secure the most favorable Conventional, USDA, or FHA loan for you swiftly and conveniently. Choose from three distinct starting points that lead to matching lenders and loan programs.

Results from Lendersa USDA loan requests and matches


  • Bluefire Mortgage Group
  • 2121 Palomar Airport Road, Suite 204, Carlsbad, CA, 92011
  • At Bluefire Mortgage Group, we understand the apprehension you may feel when buying a home and looking for financing. We do our very best to help you overcome your apprehension and understand all aspects of your mortgage and how it works. We are committed to responsible lending and pride ourselves on delivering exactly what we promise.

  • Cornerstone Commercial Mortgage
  • 775 Esperanza Place, Chula Vista, CA, 91914
  • Cornerstone Commercial Mortgage specializes in commercial real estate finance. We act as mortgage consultants, not simply mortgage brokers, focusing on providing the appropriate financing solutions for each deal and each client. We manage every detail of the loan process from start to finish in a way that's effortless

  • Sidwell Funding Group
  • 823 Anchorage Place, Suite 9, Chula Vista, CA, 91914
  • YourMortgageBlog.com is owned and operated by Marshall-Ryckes, Inc. DBA Sidwell Mortgage Company and Sidwell Funding Group, a San Diego based California Mortgage Brokerage. For decades a 20% down payment was the prevailing standard in the U.S. mortgage industry. The 20% down payment served a twofold purpose.

  • American Home Equity Mortgage
  • 900 Lane Ave, Unit 150, Chula Vista, CA, 91914
  • We were founded with the basic principle that people should be treated right. Not sold to, but given honest and upfront information and advice so that you can make an informed decision on your home financing. We don’t have any fancy taglines or jingles.No famous celebrities or talk show hosts expounding on how great we are.

  • SouthWest Equity Mortgage
  • 438 Corte Calypso, Chula Vista, CA, 91914
  • Welcome to SouthWest Equity Mortgage, where Customer Satisfaction is our Top Priority! The SouthWest Equity Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home.

  • Secure Funding Group
  • 2371 Fenton St Ste 201, Chula Vista, CA, 91914
  • We are a full service mortgage brokerage firm with an exceptional staff offering expertise in all types of financing. Our team consists of loan officers that have worked for the largest mortgage lenders in the nation with over 45 years combined mortgage lending experience.We always find ways to get you approved and financed.

  • Caliber Home Loans, Inc
  • 877 Anchorage Place, Chula Vista, CA, 91914
  • Caliber Home Loans is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches,wholesale lending & correspondent lending.Caliber also offers innovative servicing solutions for both conforming and non-conforming loans.

  • First Priority Home Loans
  • 891 Kuhn Dr Ste 204, Chula Vista, CA, 91914
  • The First Priority Home Loans Team is your premier mortgage lender located in Chula VIsta, California. First Priority Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Chula VIsta area.

  • Patriot Home Loans
  • 823 Anchorage Place, Chula Vista, CA, 91914
  • Patriot Home Loans is committed to exceeding expectations and creating a raving fan experience for all of our homeowners. We proactively communicate through your entire mortgage process with weekly status updates. We commit to: Close on time! Close accurately with the initial figures we originally promised within $100.