Explore the differences! FHA VS Conventional loan programs in Clayton, Jefferson County, New York
In 2025, the conventional loan limit for Clayton, within the county of Jefferson, NY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030, offering flexibility to borrowers.
Utilize the Lendersa® Conventional loan calculator to check and compare the latest rates for Conventional, FHA, and USDA loans. Evaluate the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best option in NY for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Clayton, Jefferson County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the zip codes: 13656, 13624, 13622, 13632
Explore Conventional and FHA Loan Options in Clayton, NY
At Lendersa®, we aim to quickly connect you with the best possible Conventional, USDA, or FHA loans without hassle. Choose one of three ways to match with lenders and find suitable loan programs.
Info1st Rate Mortgage is a home mortgage and loan origination company We offer seasoned loan officers and staff to provide a high quality mortgage experience for our clients, we are local and loved to engage with local companies. Financing residential and commercial properties. We offer 100% financing options, reverse mortgages.
Covenant Reverse Mortgage experience in originating and processing Reverse Mortgages extends to over 12 years specifically working with Seniors. In the HECM marketplace that is an outstanding plus! I have the background and the knowledge to help you decide if a Reverse Mortgage is right for you.
352 E Riverside Dr, Suite a-5, Saint George, UT, 84790
Platinum Mortgage is a lending company that can shop multiple lenders to get you the best rate. Our Mission is to give you the “Platinum Standard” or service throughout the mortgage process. Provide a variety of mortgage and lending services in the state of Utah. Platinum Mortgage was founded December 21st 2011.
Mortgage HQ's key to our success has been a combination of consistently offering the lowest possible rates, responding quickly, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity and look forward to earning your trust.
169 West 2710 S Circle, Suite 202A, Saint George, UT, 84790
We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process.Our goal is to help the you find a loan that fits your unique needs.
1150 E Riverside Dr, Suite 911598, Saint George, UT, 84791
We are a hard money lender focused on funding projects in Utah, Southern Idaho, and Southern Nevada. We offer funding programs for Fix and Flips, Residential and Commercial Bridges, and Land Development. UT
Providing funding throughout Utah
Great Projects Are Not Funded, They're BILT
A&R Financial started in 1997 off a few referrals from relatives & Friends and has perpetually grown from client referrals. After doing business with A&R, people know who their loved ones should turn to for their mortgage needs. We'll become your ally and close friend in the home-buying process.
283 West Hilton Drive, Suite 3, Saint George, UT, 84770
Ryan Bolton started his career in 1999 and since that time Ryan Bolton have seen and done it all. Ryan have helped provide mortgage and real estate financing for first-time buyers, real estate investors, seasoned home owners, self-employed entrepreneurs, and those who are looking to refinance.
