FHA VS Conventional loan in Clayton, Jefferson County, New York
In 2025, Convetional loan limit in Clayton, county of Jefferson, NY is $726,200 while FHA limit is $472,030 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.
2025 loan limits and downpayment requirments in Clayton, county of Jefferson, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to zip codes: 13656, 13624, 13622, 13632
Conventional and FHA loan options in Clayton, NY
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
801 E Morehead St, Suite 100, Charlotte, NC, 28202
Omni Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
128 South Tryon Street, Suite 20-104, Charlotte, NC, 28202
Primeline Capital is dedicated to helping all our clients find the best rates and guide you throughout the entirety of your financing journey. We help each client reap the rewards of finding the perfect lending solution. Primeline Capital offers a vast network of options paired with local experience and educated guides to match you.
Loan Pronto because we wanted to make refinancing or purchasing your home as easy as it should be. By leveraging the speed and efficiency of digital platforms, we make getting a loan faster, less expensive, and less invasive, without sacrificing the personal service that helps put your concerns at ease.
615 South College Street, Suite 09, Charlotte, NC, 28202
BlackHawk Mortgage is a Veteran owned company founded to provide an easier way to obtain home ownership. We are located in Charlotte, NC, we pride ourselves on client satisfaction and a stress free process. The key to our early on success has been a combination of consistently offering the lowest possible rates.
227 W 4th Street, Office 123, Charlotte, NC, 28202
Lendexa Mortgage LLC is a Mortgage Broker and not empowered to lend. All loans are arranged through third party lenders. LENDEXA MORTGAGE LLC is in the Mortgage Bankers and Loan Correspondents industry in Charlotte, North Carolina. This company currently has approximately 1 to 5 employees.
200 East 5th Street, Suite 1200, Charlotte, NC, 28202
LVL, we are proud to serve our clients, partners, & lenders. We are Commercial Mortgage Consultants focused on providing the best financing solutions for each deal and every client. As Banks make it increasingly difficult for borrowers to get the financing they need, we are here to own that process for our clients.
"Emory Funding is the Premiere Hard Money Loan Solution lender.
Emory Funding is owned by Ben Joffs and MeKell Joffs. They use their personal funds and work with a close group of lenders to finance all types of real estate projects: residential, commercial, rehab, construction."
Sentry Credit Union was founded in Stevens Point (WI) back in 1935 by Sentry Employees. In 1935, Sentry Insurance was named Hardware Mutual Casualty Company and SCU was named Hardware Mutual Casualty Credit Union. The Credit Union was incorporated as a cooperative, non-profit organization owned and managed by the Members.
