FHA VS Conventional loan programs in 2025 for Gouverneur, St. Lawrence County, New York
In 2025, the conventional loan limit in Gouverneur, located in St. Lawrence county, NY, is $726,200, whereas the FHA limit for a single-family home is $472,030.
Utilize Lendersa® Conventional loan calculator to compare the best rates today among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to visualize Conforming Conventional loans alongside USDA, FHA, and VA loans, assisting in choosing the best program in NY for your unique financial situation.
Loan Limits and Down Payment Requirements for 2025 in Gouverneur, St. Lawrence, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Please note: This table applies to zip codes: 13681, 13642
Conventional and FHA Loan Options Available in Gouverneur, NY
Lendersa® aims to secure the best Conventional, USDA, or FHA loans efficiently and without hassle. Choose one of three options to match with appropriate lenders and loan programs.
Lone Star Bank was established in Houston in 2006. We are an independent and privately owned community bank primarily engaged in commercial banking with a diversified line of financial products and services, including conventional business and real estate loans and SBA loans. With superior customer service and local decision making.
Custom Funding Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
2404 South Grand Boulevard, Suite 220-A, Pearland, TX, 77581
Committed to providing ideal financing options to homebuyers and homeowners. We care what our customers think of us and so should you. We are partners in your business and your success is ours. Independent, locally owned mortgage brokerage offering various loan options. VA, FHA, conventional, reverse & Non QM loans.
First Service Credit Union is proud to say that we’re “For You, Not Profit.” We put our commitment to customers front & center. As a not-for-profit financial cooperative, First Service was started with a distinct purpose: to serve our members and help them reach their financial goals without having to worry about paying investors or shareholders.
1400 Broadfield Boulevard, Suite 200, Houston, TX, 77084
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Bennett Home Mortgage, LLC believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.
First Continental Mortgage, Ltd. is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers
