FHA VS Conventional loan programs in Au-Sable, Clinton County, New York

In 2025, the Conventional loan limit for Au-Sable, in Clinton county, NY, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare the best rates currently offered for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in NY fits your specific financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Au-Sable, Clinton County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the zip codes: 12972, 12944, 12911, 12924

Options for Conventional and FHA Loans in Au-Sable, NY

The goal of Lendersa® is to quickly and easily secure the best possible Conventional, USDA, or FHA loan. Choose one of three starting strategies to find matching lenders and suitable loan programs.

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