FHA VS Conventional loan programs in Schuyler-Falls, Clinton County, New York

In the year 2025, the conventional loan limit set in Schuyler-Falls, within the county of Clinton, NY, is now at $647,200. Similarly, the FHA loan limit for a single-family home is marked at $420,680. These figures are essential for anyone looking to explore home financing and real estate opportunities in these regions, enabling them to plan their financial pathway accurately.

Utilize Lendersa®'s advanced Conventional loan calculator to thoroughly compare today's leading rates between Conventional, FHA, and USDA loans. Identify the necessary income, credit meeting, reserves, and documents required to qualify effectively. Our sophisticated mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA loan options side by side. This is designed to help you make an informed choice regarding which program in NY best fits your financial needs. With such precise tools, finding a loan that aligns perfectly with your fiscal situation is achievable, leading to peace of mind and financial assurance.

Evaluate and compare offers from a selection of 100 different lenders.

Comprehending 2025 Loan Limits and Downpayment Requirements in Schuyler-Falls, Clinton County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This relevant information in the comparison table applies to zip codes: 12985, 12901, 12962, ensuring localized insight for those preparing to secure a mortgage.

Exploring Conventional and FHA Loan Options in Schuyler-Falls, NY

The mission of Lendersa® is to efficiently and swiftly link you to the most appropriate Conventional, USDA, or FHA loan options, ensuring minimal hassle in the process. Start your journey by selecting one of three pathways to engage with lenders and loan programs that best suit your personal finances. Whether purchasing your first home or refinancing an existing one, such informed choices will direct you towards successful and satisfying loan arrangements, aligning with your needs.

Lendersa's detailed matching results for USDA loan inquiries


  • St. Anthony of New Bedford Federal Credit Union
  • 1743 Acushnet Avenue, New Bedford, MA, 02746
  • St. Anthony of New Bedford Federal Credit Union is your local credit union. We are a federally chartered community credit union. Anyone living, working or having business within Bristol County is eligible to join.St. Anthony of New Bedford Federal Credit Union, a member owned co-operative, is a full service financial institution offering a variety
  • Castle Mortgage Brokerage Inc
  • 1819 Acushnet Ave, New Bedford, MA, 02746
  • Our focus is to help you achieve the "American Dream" through proper financing of your home purchase or refinance. We have a vested interest in satisfying your needs. We will select the best lender from are many sources to provide you with a loan that needs your individual needs.
  • Back Bay Mortgage Brokers LLC
  • 130 Bellevue Avenue, Newport, RI, 02840
  • Back Bay Mortgage Brokers is committed to providing our clients with the highest quality service while securing the best possible loan options available. Our expert mortgage professionals have over 20 years of mortgage lending and brokerage experience. We will work with you one on one to ensure that you get the right mortgage.
  • Pepe Berard Capital LLC
  • 211 South Ridge Street, 2nd Floor, Rye Brook, NY, 10573
  • Pepe/Berard Capital is a boutique real estate direct lender & investment firm co-founded by William Pepe & Ralph Berardi, Jr. in 2013. The principals have over 50 years of combined experience in real estate lending, investments and management. The firm was founded to pursue small to middle market real estate opportunities.
  • PINE HILL MORTGAGE GROUP, INC.
  • 172 Broadway, Suite 104, Woodcliff Lake, NJ, 07677
  • Pinehill Mortgage Group, Inc. offers all loan programs to meet your needs. We handle Conventional, Non-Conventional, FHA, VA, Reverse and Commercial products. Conforming Loans: Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines.
  • The Hive Mortgage Solutions
  • 386 North Main Street, Brewer, ME, 04412
  • The Hive Mortgage Solutions Team is your premier mortgage team located in Brewer, Maine. The Hive Mortgage Solutions offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Brewer area. Whether you are first time home buyer.
  • M1 Capital Corp
  • 50 Main St, Suite 1000, White Plains, NY, 10606
  • M1 Capital Corp. is based in White Plains and New York City, New York and specializes in acquisition financing and refinancing outstanding CRE loans, restructuring current debt and delivering smart, effective solutions through a variety of loan options: conventional financing, private equity real estate lending, SBA 504 and 7a programs.
  • Educational & Governmental Employees FCU
  • 333 N Central Avenue, Hartsdale, NY, 10530
  • Established in 1937, Educational and Governmental Employees Federal Credit Union is a safe, secure, and full service financial institution, serving nearly 7, 300 members. We pride ourselves on offering outstanding service and providing members with the tools and resources for a brighter financial future.