FHA VS Conventional loan in Schuyler-Falls, Clinton County, New York

In the year 2025, the conventional loan limit set in Schuyler-Falls, within the county of Clinton, NY, is now at $647,200. Similarly, the FHA loan limit for a single-family home is marked at $420,680. These figures are essential for anyone looking to explore home financing and real estate opportunities in these regions, enabling them to plan their financial pathway accurately.

Utilize Lendersa®'s advanced Conventional loan calculator to thoroughly compare today's leading rates between Conventional, FHA, and USDA loans. Identify the necessary income, credit meeting, reserves, and documents required to qualify effectively. Our sophisticated mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA loan options side by side. This is designed to help you make an informed choice regarding which program in NY best fits your financial needs. With such precise tools, finding a loan that aligns perfectly with your fiscal situation is achievable, leading to peace of mind and financial assurance.

Evaluate and compare offers from a selection of 100 different lenders.

Comprehending 2025 Loan Limits and Downpayment Requirements in Schuyler-Falls, Clinton County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This relevant information in the comparison table applies to zip codes: 12985, 12901, 12962, ensuring localized insight for those preparing to secure a mortgage.

Exploring Conventional and FHA Loan Options in Schuyler-Falls, NY

The mission of Lendersa® is to efficiently and swiftly link you to the most appropriate Conventional, USDA, or FHA loan options, ensuring minimal hassle in the process. Start your journey by selecting one of three pathways to engage with lenders and loan programs that best suit your personal finances. Whether purchasing your first home or refinancing an existing one, such informed choices will direct you towards successful and satisfying loan arrangements, aligning with your needs.

Lendersa's detailed matching results for USDA loan inquiries


  • Diversified Financial Services, Inc
  • 11639 South 700 East, Suite 200, Draper, UT, 84020
  • Diversified Financial Services, Inc. Specializes in Mortgage Loans, Home Improvement Financing and Consulting owned Mortgage Company serving the western United States. We hire mortgage professionals that understand the unique challenges of the mortgage market, especially during these unprecedented times.
  • Olympus Funding
  • 11576 So. State St, Suite 202, Draper, UT, 84020
  • Olympus Funding is an aggressive advocate of consumer rights recognizing that honesty and integrity formulates the basis of great customer service.We sincerely believe we are "Your Mortgage Solution". We value our customer's privacy & strive to understand their needs so that we may fully assist them in achieving their mortgage financial objectives.
  • Simple Mortgage, LLC
  • 11576 S. State Street, Suite 102-B, Draper, UT, 84020
  • Simple Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • City Creek Mortgage
  • 11910 South State St, Suite 100, Draper, UT, 84020
  • The words ‘Trusted, Respected and Loved’ are more than just a tagline. Like a feeling that runs deep within your soul that cannot be verbalized, these words are tattooed on the heart of this company. They are words that can only be felt through the limbic part of your brain, which means they are unexplainable.
  • Velocity Home Loans
  • 321 North County Blvd, Suite B, American Fork, UT, 84003
  • Each of the individuals on our team has over 20 years’ experience in the mortgage industry. The Velocity Home Loans team is proud to lead the marketplace with our commitment to the highest standards of excellence, going above and beyond to fulfill the promises we make to our clients and partners
  • Simplify Home Loans, LLC
  • 1261 South 820 East, Suite 200, American Fork, UT, 84003
  • Simplify Home Loans LLC is made up of a team of professionals who are dedicated to one vision: making the home loan process easy and convenient for everyone who is taking such an important step in their lives. Loans and refinancing can be complicated, and we are here to take the stress out of those processes for you.
  • TOTAL FINANCIAL HEALTH
  • 12 W 100 N, Suite 202-D, American Fork, UT, 84003
  • Total Financial Health Having over 16 years of experience with all kinds of mortgages allows you to have an advantage over other mortgage lenders. We've seen and done it all in the mortgage world. We are a WHOLESALE MORTGAGE BROKER. To look us up, you can find our company Total Financial Health, LLC on the National Mortgage Licensing System.
  • Sterling Capital Inc
  • 376 E 60 S, Suite B, American Fork, UT, 84003
  • Sterling Capital Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.