In 2026, the conventional loan limit in Peru, situated in Clinton county, NY, stands at $726,200, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, guiding you to select the best program in NY for your specific financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The table is applicable to the following zip codes: 12985
Lendersa® strives to secure the best possible Conventional, USDA, or FHA loans for you, quickly and without hassle. Choose one of three paths to find matching lenders and loan programs.
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