FHA VS Conventional loan programs in Wales, Erie County, New York

In 2025, Convetional loan limit in Wales, county of Erie, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Wales, county of Erie, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 14169, 14139, 14052

Conventional and FHA loan options in Wales, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Achieva Credit Union
  • PO Box 1500, Dunedin, FL, 34697
  • Our mission at Achieva Credit Union is to provide financial solutions that help members simplify their lives and achieve their goals. Established along Florida’s Suncoast in 1937, Achieva Credit Union provides GOOD banking experiences to people from all walks of life. Unlike a bank, we are not-for-profit,
  • CNext Bank
  • 505 North Vienna Street, Ruston, LA, 71270
  • Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.
  • Landmark Mortgage of Tampa Bay Inc
  • 2424 Enterprise Road, Suite F, Clearwater, FL, 33763
  • We offer the most competitive interest rates in the mortgage industry and the lowest closing costs. Our streamlined approval and in-house processing allows for personal attention to your loan and on time closings with no unpleasant surprises.Our loan officers work individually with each client to find the best loan for your needs.
  • Campus Credit Union
  • 1845 N Fairmount Street, Wichita, KS, 67260
  • Campus Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members, and to invest savings of its members, remains the same today.Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members.
  • DKC Lending LLC - Hard Money Lender
  • 2541 N Dale Mabry Hwy, Suite 126, Tampa, FL, 33607
  • DKC Lending offers hard money lending services to real estate investors in Tampa & other Cities in Florida. We provide borrowers with personalized loan origination services and funding. DKC has a variety of funding sources, which allows us to match the borrowers’ hard money loan needs with the best source of funding for their deal.
  • 1st Florida Mortgage
  • 2203 N. Lois Ave, Suite 1200, Tampa, FL, 33607
  • 1ST FLORIDA MORTGAGE company as As a local Florida mortgage company, we have the flexibility to underwrite using common sense underwriting giving us the flexibility and efficiency unavailable to traditional mortgage brokers or local banks. Unlike many “online mortgage companies” who focus is primarily on rate and high pressure sales.
  • Neighborhood Lending Partners
  • 3615 West Spruce Street, Tampa, FL, 33607
  • NLP provides flexible, innovative, and solution-oriented financing and services that renew and rebuild inclusive and sustainable neighborhoods. Neighborhood Lending Partners is a certified CDFI, and lending consortium of banking institutions that facilitate private investment for community revitalization and neighborhood preservation.
  • Home Loans By U Inc
  • 4021 North Armenia Avenue, Suite 102, Tampa, FL, 33607
  • "At Home Loans By U, we have access to financing options that NO local bank or direct lender has available. Will and his team of experienced Loan Officers can CLOSE a mortgage loan FASTER than anyone in the industry. We review everything up front in an effort to avoid many common mistakes made by other loan officers."
  • CharterStone Mortgage
  • 3001 N. Rocky Point Dr E, Suite 200, Tampa, FL, 33607
  • "CharterStone Mortgage has perfect balance of technology and the right people to make getting a loan simple and fast. We close in a fraction of the time it takes our competitors. Positioned with the latest technology, we provide elite service to the local community that our borrowers and referral partners love."
  • Florida Pro Mortgage LLC
  • 5005 West Laurel Street, Suite 212, Tampa, FL, 33607
  • Florida Pro Mortgage is your best source for the lowest-rate financing on the market. Why? Because as a brokerage we access mortgages at wholesale rates and pass the savings on to you. Florida Pro Mortgage works one-on-one with each individual client, evaluates their specific needs and finds a lender that suits their situation personally.
  • Reliable Mortgage Professionals LLC
  • 3001 North Rocky Point Drive East, Suite 200, Tampa, FL, 33607
  • At Reliable Mortgage Professionals, we are more than just a lending company. We know the impact that our business has on the lives of you, our clients, and we aim to make the process as enjoyable and beneficial as possible to ensure that your home-buying experience is not tainted with debt, stress, and uncertainty.
  • Goodwin Mortgage Group
  • 1511 N Westshore Blvd Suite 1150, Tampa, FL, 33607
  • The Goodwin Mortgage Group has a wide variety of loan products and experienced professionals to get you on the path to homeownership. We strive to take the stress out of buying a home by providing the best communication and assistance by walking our customers through the home buying process step-by-step