FHA VS Conventional loan in East-Aurora, Erie County, New York

In 2025, the Conventional loan cap in East-Aurora, within the county of Erie, NY is $647,200, whereas the FHA limit for a single-family residence is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates across Conventional, FHA, and USDA loans. Identify the required income, credit, reserves, and documents to qualify. With our enhanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA options side by side to determine the best fit for your financial needs in NY.

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2025 Loan Limits and Down Payment Requirements in East-Aurora, County of Erie, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to zip codes: 14052

Explore Conventional and FHA Loan Options in East-Aurora, NY

The mission of Lendersa® is to swiftly connect you with the best loan options, whether Conventional, USDA, or FHA, without hassle. Choose from three different pathways that align you with appropriate lenders and loan implementations.

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  • Vintage HomeLoan, LLC
  • 10924 Grant Rd PMB, Suite 119, Houston, TX, 77070
  • Vintage home loan LLC mission is to deliver the traditional values of extreme competence and excellent customer service through the entire loan experience and also offer the same traditional mortgage lending options as our competition, but we have leapt into the future of mortgage lending by offering non traditional mortgages as well.
  • Next Step Home Loans, LLC
  • 12841 Jones Rd. #245, Houston, TX, 77070
  • Next Step Home Loans, LLC is a mortgage broker headquartered in Houston but we can offer our programs and mortgage services throughout the entire State of Texas. We are a preferred mortgage broker for some of the top mortgage wholesale lenders in the country and we use that preferred status to offer our clients.
  • Triumph Lending
  • 12075 Spring Cypress Rd, Tomball, TX, 77377
  • Triumph Lending, a division of Network Funding, L.P., was created in 1998 as a Texas-based wholesale mortgage lender, but quickly evolved into a hybrid retail mortgage origination company. Network Funding L.P.’s emphasis is to create an entrepreneurial environment.which attracts highly motivated, professional loan origination personnel.
  • Tiana Ochoa Mortgages
  • 4614 East Freeway, Houston, TX, 77020
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We’ve been helping customers afford the home of their dreams for many years and we love what we do.
  • Ameristate Realty & Mortgage LC
  • 16310 Tomball Parkway, Suite 404, Houston, TX, 77064
  • Our priority is that our customers have a great buying or refinancing experience and our mortgage experts will be there to help and guide you every step of the way. We are home loan experts dedicated to making sure your home purchase or refinance experience is an exciting and memorable experience.
  • Compare Closing LLC - Houston MORTGAGE BROKER
  • 838 E. 27th Street, Houston, TX, 77009
  • Compare Closing LLC is affiliated with best-in-class Realtors, Mortgage Brokers, and mortgage lenders. If you decide to work with us, we will make sure you get solutions for all your mortgage needs. We will be a common link between the client, realtor, and mortgage broker/mortgage lender and ensure that we are always in touch with our clients.
  • Sterling Investor Capital, LLC
  • 802 Aurora St, Houston, TX, 77009
  • We’re a private hard money equity-based lender located in Houston, TX lending hard money commercial loans and residential investment hard money loans in Texas. We work with borrowers, brokers and real estate agents across Texas. As a direct lender we can make quick in-house loan decisions unlike other lenders which can sometimes take weeks.
  • Team Financial FCU
  • 2190 North Loop West, Suite 108, Houston, TX, 77018
  • Team Financial Federal Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership, and as appropriate, the communities they live in. We will deliver a range of low cost products and services to the diverse economic and social make-up of our members
  • My Mortgage Ace
  • 1322 Space Park Drive, Suite C105-B, Houston, TX, 77058
  • We are a small team of mortgage professionals, dedicated to finding our clients the best fitting mortgage options available in the market. We are experts in the specialty mortgage space and strive to do the research and find the best financing available for your specific scenario.
  • Southern Coast Mortgage LLC
  • 1918 Port Royal Drive, Houston, TX, 77058
  • Our mission here at Southern Coast Mortgage, LLC, is to serve our customers with Honesty, Integrity and Competence while helping them to secure mortgage financing to purchase or refinance their home. We provide the lowest interest rates and closing costs possible. We have over 45 years of home lending experience.