FHA VS Conventional loan in Babylon, Suffolk County, New York
In the year 2026, the conventional loan limit in Babylon, situated in the county of Suffolk, NY, stands at $1,089,300. Meanwhile, for a single-family dwelling, the FHA limit is $1,089,300.
By using the Lendersa® Conventional loan calculator, you can compare the current rates for Conventional, FHA, vs. USDA loans and evaluate what income, credit, reserves, and documentation are necessary to qualify. This advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans together, aiding in determining which program in NY is most suited for your financial needs.
2026 Loan Limits and Down Payment Requirements in Babylon, County of Suffolk, NY
Type of Loan
Limit on Loan
Required Down Payment
Conforming Conventional
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
These comparison figures apply to zip codes: 11798
FHA and Conventional Lending Choices in Babylon, NY
The aim of Lendersa® is to swiftly and effortlessly secure you the ideal Conventional, USDA, or FHA loan. You can start at one of three key points, leading to an array of matching loan programs and lenders.
2137 Deer Park Avenue, Suite B, Deer Park, NY, 11729
Lends in New York
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
As a Non-Profit Credit Union, banking with MRFCU makes you a Member and an Owner. We are structured so that we can focus on bringing our members the best quality banking services and products. Being a smaller credit union helps us to focus on each of our member's needs and provide them top quality service.
For 1-4 Unit Investment Properties/ bridge loans , Hotel , International, Purchase refinance , all 50 states and international .Flexible Loan Terms, Underwriting in house , Loans Designed to close quickly on real estate purchases or to leverage equity on owned RE. Real Estate Bridge Loans. JMS Global is the choice of top REIs across the country,
All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus
201 Old Country Road, Suite 200, Melville, NY, 11747
Lends in New York
Mortgage Advantage, a member of the Advantage Group, is a leading mortgage brokerage committed to delivering personalized mortgage solutions. Formed in 1996 and headquartered in Melville, NY, Mortgage Advantage is licensed to originate loans in New York, New Jersey, Connecticut and Florida.
25 Melville Park Road, Suite 110, Melville, NY, 11747
Lends in New York
United Mortgages Corp’s only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs. As a mortgage banker, we have many market sources to offer our clients. We know that each customer has a special set of circumstances and our specialty is identifying the right type of loan that meets your needs.
At Reliance First Capital our goal is to help homeowners and prospective homeowners receive the right mortgage for their specific financial goals. We achieve this by customizing home loan programs that match each of our client's unique needs and situation. We are an approved FHA, VA, Fannie Mae and Freddie Mac lender.
25 Melville Park Road, Suite 100, Melville, NY, 11747
Lends in New York
"We are a Faith Focused Mortgage Team. Serving clients across the United States. And helping families with arguably the most important purchase of their life.
What’s special here though… is that we’ve gotten to put together a team with Christian values, faith & family at our core."
We are a direct lender and our service and commitment to quality is legendary. Throughout the years, thousands of homeowners have come to count on Interstate because of our commitment to assisting individuals and families achieve their dream of owning or keeping their family home.
