In the year 2025, the limit for Conventional loans in West-Babylon, which is in the county of Suffolk, NY, stands at $970,800. Meanwhile, the FHA loan cap for a single-family home is established at $970,800. These figures are critical for evaluating your home financing possibilities effectively.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans and discern the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator enables side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA loans, to assist you in determining which program in NY fits your personal financial needs and objectives best.
Review loan offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This comparison table is applicable to the following zip codes: 11704.
The goal of Lendersa® is to facilitate your access to the best possible Conventional, USDA, or FHA loans swiftly and smoothly. Choose from one of three starting options to find matching lenders and compatible loan programs. This approach aids in exploring your financial financing avenues effortlessly.
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