FHA VS Conventional loan programs in Wheatley-Heights, Suffolk County, New York

In 2025, the conventional loan limit in Wheatley-Heights, within Suffolk county of NY, is $970,800, while the FHA limit for a single-family home is $970,800.

Explore the Lendersa® Conventional loan calculator to find and compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the ideal program in NY for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Wheatley-Heights, Suffolk County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is relevant for the following zip codes: 11798

Explore Conventional and FHA Loan Programs in Wheatley-Heights, NY

Lendersa® is dedicated to quickly connecting you with the best possible Conventional, USDA, or FHA loans, minimizing hassle. Choose one of three starting points that will lead to matched lenders and suitable loan programs.

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  • Home Loans of CA, Mortgage Broker
  • 22431 Antonio Parkway, Rancho Santa Margarita, CA, 92688
  • Home Loans of CA is all about achieving excellent results through professional & personalized service. With decades of experience & strategic relationships with largest wholesale mortgage lenders, we serve all residential financing in CA. We work with the largest mortgage wholesalers, so we have access to the lowest interest rates-Guaranteed!
  • Next Generation Lender
  • 22521 Avenida Empresa, Suite 102, Rancho Santa Margarita, CA, 92688
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • AdvantageFirst Lending Inc.
  • 22342 Avenida Empresa, Suite 100, Santa Margarita, CA, 92688
  • At AdvantageFirst Lending, our team is dedicated to providing our clients with the highest quality financial services possible. We believe educating clients is paramount to a smooth transaction. Clients put their trust in us that we will deliver the rates, costs, and products we have promised in the timeframes they expect.
  • Sheridan Mortgage
  • 28662 Oso Parkway, Suite D401, Rancho Santa Margarita, CA, 92688
  • "Sheridan Mortgage Full-service mortgage company specializing in purchase loans. Our staff of experienced loan professionals can make any transaction smooth from start to finish. Let us show why so many families and referral partners have trusted us with their transactions too close on time. ""Expertise You Can Trust"
  • Oso Creek Financial
  • 32 Woodsong Rancho, Santa Margarita, CA, 92688
  • OSO Creek Financial is a local lender and broker The mortgage loan process is complex. To navigate it successfully, you need a mortgage professional to guide you and keep you from making the mistakes that can cost you time, money and stress. We do things differently and have the ability to shop and compare mortgage rates/programs for you
  • Vatreni Mortgage.
  • 30212 Tomas, Suite 100, Santa Margarita, CA, 92688
  • Vatreni, Inc. is a family-run real estate and mortgage company built on integrity. With over 88 years of combined real estate and mortgage lending experience, we believe our clients come first. Vatreni provides exceptional customer service by being upfront, clear and honest with the motto ‘Under promise, over deliver
  • FidoFI
  • 22431 Antonio Parkway, Suite 108, Rancho Santa Margarita, CA, 92688
  • FidoFi has a goal of being the most economical and most practical mortgage available. We deliver the lowest wholesale rate on any given day and pass that directly to you. You simply cannot beat our deal. FidoFi brings the best in mortgage lending products to your phone, tablet, or computer.
  • Blue Wave Funding
  • 30021 Tomas Rancho, Santa Margarita, CA, 92688
  • At Avacad, Inc, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates
  • Pacific Choice Mortgage
  • 30211 Avenida De Las Bandera, Suite 200, Rancho Santa Margarita, CA, 92688
  • We pride ourselves in giving you the mortgage information, loan options & convenient assistance you’re looking for.We never charge an application fee, escrow/impound waiver fee or lock-in fee.Your personal mortgage specialist will provide you with several options that best meet your needs. Buying or refinancing a home is stressful to say the least.