FHA VS Conventional loan programs in Wheatley-Heights, Suffolk County, New York

In 2026, the conventional loan limit in Wheatley-Heights, within Suffolk county of NY, is $970,800, while the FHA limit for a single-family home is $970,800.

Explore the Lendersa® Conventional loan calculator to find and compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the ideal program in NY for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Wheatley-Heights, Suffolk County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is relevant for the following zip codes: 11798

Explore Conventional and FHA Loan Programs in Wheatley-Heights, NY

Lendersa® is dedicated to quickly connecting you with the best possible Conventional, USDA, or FHA loans, minimizing hassle. Choose one of three starting points that will lead to matched lenders and suitable loan programs.

Results of Lendersa USDA loan requests


  • Homelink Mortgage, Inc.
  • 365 118th Avenue Southeast, Suite 200, Bellevue, WA, 98005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and superior service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • NW Sunrise Mortgage LLC
  • 11900 NE 1st St, Suite 300, Bellevue, WA, 98005
  • We aim to offer the best professional housing loan service to meet our clients' financial needs in the Greater Seattle Area. NW SUNRISE MORTGAGE LLC was incorporated on Feb 26 2020 as a PROFIT Limited Liability Company Type registered at 11900 NE 1ST ST STE 300, BELLEVUE, WA. The agent name of this company is XU CHEN.

  • Qualstar Credit Union - Renton Branch
  • PO Box 3050, Bothell, WA, 98041
  • Qualstar provides sound financial products and services who work hard for the money and want to make the most of it! From basic savings and checking accounts that earn interest to auto loans, credit cards, home loans and more! Use Mobile Banking to manage your account - account history & pending holds, transfers, loan payments.

  • Victory Home Mortgage Inc.
  • 123 Main, Victorville, CA, 92392
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Pro Escrow Inc
  • 5920 Evergreen Way, Suite C, Everett, WA, 98203
  • PRO ESCROW, INC is licensed by the Washington State Department of Financial Institution, licensed, bonded and approved by Financial Lenders nationwide. Our clients can rest assured that our high standard of care and professionalism protects their best interests when working with PRO ESCROW, INC!

  • Advisory Lending Group
  • 19125 North Creek Parkway, Suite 120, Bothell, WA, 98011
  • Our mortgage advisors strive to earn the trust of our clients and to represent their lending needs by providing financing options tailored to their specific requests. This then allows the client to make a well-informed fiscal decision when financing the purchase (or refinance) of a home.

  • Accelin Loans, LLC
  • 19125 North Creek Parkway, Suite 104, Bothell, WA, 98011
  • Accelin Loans LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the financial tools.

  • New Horizon Capital Funding
  • 17223 94th Place NE, Bothell, WA, 98011
  • New Horizon capital funding works with all businesses to meet their needs and offer a comprehensive portfolio of loans that are designed to help your business grow. We are proud to be nationally recognized as leaders in commercial financing, and have a team of experts dedicated to helping meet your financing needs.

  • Archstone Home Mortgage
  • 18613 103rd Ave NE, Bothell, WA, 98011
  • Fortunately, at Archstone Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.