FHA VS Conventional loan programs in Blue-Point, Suffolk County, New York

As of 2026, the ceiling for conventional loans in Blue-Point, situated in Suffolk county, NY, is set at $970,800. For a single-family house, the FHA cap is $970,800, offering a range of options for homebuyers.

Leverage the Lendersa® Conventional loan calculator to review and compare top-rated options among Conventional, FHA, and USDA loans. Determine the required income, credit status, reserves, and documentation for qualification. With our state-of-the-art mortgage calculator, you can analyze and compare Conforming Conventional loans alongside USDA, FHA, and VA loans. This assists you in selecting the most appropriate program in NY based on your specific financial circumstances, ensuring that you make the best decision for your needs.

Explore and compare offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Blue-Point, County of Suffolk, NY

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to these zip codes: 11715

Discover Conventional and FHA Loan Options in Blue-Point, NY

The primary aim of Lendersa® is to quickly connect you with the optimal Conventional, USDA, or FHA loan options available, streamlining the process to minimize hassle. Start with any of the three paths to find matching lenders and the most suitable loan programs.

Results of Lendersa USDA loan request matches


  • Flatirons Bank
  • 1095 Canyon Boulevard, Suite 100, Boulder, CO, 80302
  • Flatirons Bank was created to provide a true community bank to Boulder County, focused on doing what is right for businesses in our community.

    Flatirons Bank is a full-service, locally-owned independent bank dedicated to serving the needs of Boulder County. We offer a wide range of personalized banking services to meet the needs of our persona

  • Reverse Mortgage Leads
  • 1434 Spruce St, Boulder, CO, 80302
  • Our mission is to supply our Clients with high-intent, real-time leads that are interested, qualified prospects, that have the intent to buy your product/service. They all want a quote and it’s easy for you to close the deal! We are a family owned and operated business with with offices in Colorado, Georgia and Florida.

  • React Mortgage
  • 1495 Canyon Blvd, 1st Floor, Boulder, CO, 80302
  • Our mission is to help people achieve the American dream of homeownership. We work with you not only to find you the best solutions for your situation, but we educate you every step of the way. Our cutting-edge technology allows us to offer 100% remote services with the same human touch you’ve come to expect from an in-person experience.

  • Colorado Lending Group
  • 1710 13th Street, Boulder, CO, 80302
  • We aim to provide the best services while maintaing a green company philosophy and giving back to the communities we serve. We are a family company and understand the importance of providing a better place for future generations. Our experts have been helping people save money and get the right mortgage for over 20 years!

  • Premier Lending, LLC
  • 2425 Canyon Blvd, Boulder, CO, 80302
  • At Premier Lending all of our underwriting and closing from our Boulder home mortgage advisors is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, Jumbo, FHA, and VA mortgages.

  • Colorado Mortgages
  • 2129 13th St, Boulder, CO, 80302
  • Colorado Mortgages Buying a house is stressful and financing can be confusing. With all the changes the mortgage industry has seen, home buyers need better assistance when buying or refinancing a home. The team at Mutual Security and I are committed to educating our customers so that getting a mortgage isn't a daunting endeavor.

  • Resource Mortgage Corporation
  • 1221 Pearl Street, Boulder, CO, 80302
  • We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • DSW Mortgage Inc
  • 929 Pearl Street, Suite 350, Boulder, CO, 80302
  • Our primary focus is to provide and unparraelled service to anyone who needs to buy a home. With Mutual Security Mortgage you will receive straightforward answers that are backed by impeccable service. We are the only locally owned and operated mortgage company in Boulder Colorado.