FHA VS Conventional loan programs in Blue-Point, Suffolk County, New York
As of 2025, the ceiling for conventional loans in Blue-Point, situated in Suffolk county, NY, is set at $970,800. For a single-family house, the FHA cap is $970,800, offering a range of options for homebuyers.
Leverage the Lendersa® Conventional loan calculator to review and compare top-rated options among Conventional, FHA, and USDA loans. Determine the required income, credit status, reserves, and documentation for qualification. With our state-of-the-art mortgage calculator, you can analyze and compare Conforming Conventional loans alongside USDA, FHA, and VA loans. This assists you in selecting the most appropriate program in NY based on your specific financial circumstances, ensuring that you make the best decision for your needs.
2025 Loan Limits and Down Payment Requirements in Blue-Point, County of Suffolk, NY
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table applies to these zip codes: 11715
Discover Conventional and FHA Loan Options in Blue-Point, NY
The primary aim of Lendersa® is to quickly connect you with the optimal Conventional, USDA, or FHA loan options available, streamlining the process to minimize hassle. Start with any of the three paths to find matching lenders and the most suitable loan programs.
"With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing.
Through working with Union Home Mortgage, a Direct Lender,"
We are a Retail Mortgage Company designed to streamline the mortgage loan process and assist you in navigating your mortgage decisions to accomplish your goals. We hold ourselves to the highest standards and encourage you to do the same. Please keep us in the forefront of your mind for your mortgage needs and those of your family and friends.
Commerce Bank of Arizona, established in 2002 in Tucson, Arizona, is a full-service community bank that caters to small-to mid-sized businesses and real estate professionals. CBAZ offers commercial clients with a variety of services ranging from U.S. Small Business Administration (SBA) financing solutions, construction loans.
215 West Giaconda Way, Suite 107, Tucson, AZ, 85704
Edwards Financial Services, matching people with the right types of loan packages is what we do. We'll start you out with an in-depth consultation, getting the information we need so we can get to work for you. Based on your financial situation, we'll discuss the different options with you and explain the characteristics of each.
Info1st Rate Mortgage is a home mortgage and loan origination company We offer seasoned loan officers and staff to provide a high quality mortgage experience for our clients, we are local and loved to engage with local companies. Financing residential and commercial properties. We offer 100% financing options, reverse mortgages.
Blue Sky Mortgage, Inc. is a full service mortgage broker providing real estate financing anywhere in Arizona. Richard has a BS degree in Mechanical Engineering from the University of California at Davis. Originally from New York, Richard’s first involvement in real estate was in California in the early 1970′s.
We have very competitive Interest Rates. Our loans are customized to fit the borrower's needs. Because we are a small company, we can follow every detail of your transaction. We will keep you informed regarding the loan progress, from start to finish. We have access to a large network of investors. We have a wide variety of products
Independent Mortgage Advisors originates all types of residential loans in Arizona & California, and was created using a client- focused model- NO fee options, great rates, exceptional service, and above all, the integrity to ALWAYS put the best interest of the client first. We are there for our clients every step of the way
