FHA VS Conventional loan programs in 2025 for Bayport, Suffolk County, New York

In 2025, the conventional loan limit in Bayport within the county of Suffolk, NY, is set at $1,089,300. At the same time, the FHA limit for a single-family home is established at $1,089,300.

Utilize the Lendersa® Conventional loan calculator for comparing today's best offers between Conventional, FHA, and USDA loans. Analyze required income, credit scores, reserves, and necessary documentation to qualify. This advanced mortgage calculator helps you view the Conforming Conventional loans, USDA, FHA, and VA options side-by-side, assisting you in identifying the most suitable program in NY for your financial situation.

Access and compare loan offers from a selection of 100 different lenders

2025 Loan Limits and Downpayment Requirements in Bayport, County of Suffolk, NY

Loan Type Maximum Loan Limit Minimum Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

Note: This comparison table is relevant for the following zip codes: 11705

Exploring Conventional and FHA Loan Solutions in Bayport, NY

The mission of Lendersa® is to swiftly facilitate the best possible loan for you, whether Conventional, USDA, or FHA, with minimal hassle. Choose from one out of three starting points that guide you toward matching lenders and corresponding loan programs that best suit your needs.

Results from Lendersa's USDA loan request and matching process


  • Christian Roberts Mortgage
  • 512 E Winchester, Murray, UT, 84107
  • Our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Augusta Mortgage, Inc.
  • 5145 South Airport Road, Suite 300, Roy, UT, 84067
  • We offer discrete and dependable consulting for all aspects of your real estate needs. Our team of highly qualified employees is available day and night to guarantee you the best possible service. We’re sure they’ll be able to help you with whatever problems you may have. We do NOT get "beat" whether it is product, pricing, or service.
  • Day Financial Services, Inc.
  • 3568 W 4800 S, Suite B, Roy, UT, 84067
  • Day Financial Services, Inc. has been doing buisiness since 1994. Our experienced staff will help you with any and all mortgage needs. And also Day Financial Services, Inc. Is a full service mortgage broker. We offer First Time Homebuyer, Purchase, New Construction Refinances, Rural Housing, Debt Consolodiation, Reverse Morrgages, Equity and FHA
  • VA Help Center, LLC
  • 561 South Orem Boulevard, Suite K-4, Orem, UT, 84058
  • "VA Help Center is grateful to our military and would be honored to serve those who have already given so much for our country. We appreciate the sacrifices you have made. We would be grateful to offer our services to help with your purchase or refinance of a home. Our VA home loan specialists have been serving veterans for over 16+ years."
  • Private Money Utah
  • 560 S State Street F-1C, Orem, UT, 84058
  • We are based in Utah but we lend all over the U.S. Private Money Utah assists real estate investors, business owners, and other borrowers to obtain private money and hard money loans. We specialize in hard money loans in Utah, Colorado, Hawaii, Arizona, Oregon, Washington, Chicago, Texas, Georgia, New York, New Jersey.
  • Blue Coral Financial Inc
  • 735 East 9000 South, Suite 201, Sandy, UT, 84094
  • Blue Coral Financial is a full-service Utah home mortgage company based in Sandy, Utah. Whether you are buying a home and need a home mortgage loan, or want to refinance your home, we are here to help you save time, stress and money. We specialize in all types of home mortgage financing, focusing particularly on Housing loans, FHA loans, VA loans.
  • CINCH HOME LOANS
  • 10708 S 1300 E, Ste 105, Sandy, UT, 84094
  • Cinch Home Loans is a team of highly qualified mortgage professionals licensed as Mortgage Loan Originators. Our idea is simple: If your loan is a cinch, then don’t overpay.Specifically, we specialize in providing affordable mortgage origination service for customers of owner-occupied properties with good credit.
  • North Star Mortgage, Inc
  • 695 South Main, Suite 6, Brigham City, UT, 84302
  • North Star Mortgage understands that purchasing a home is one of the biggest purchases of a lifetime. Our competitor’s approach to the mortgage process is notorious for being drawn out, stressful, and risky. We’ve streamlined our process to ensure that the experience of obtaining your mortgage.
  • Elevate Credit Union
  • 1023 Medical Dr., Brigham City, UT, 84302
  • Elevate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys and experiences of your financial life. Join us. Let’s create something great together!vate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys.
  • Statewide Funding
  • 99 South Main St, Ephraim, UT, 84627
  • Statewide Funding is a Mortgage Company that has been highly recommended. Statewide Funding Loans Officers make the process extremely easy whether it is your first time buying a home or Refinancing. Mike and Rob believe in a smooth lending process from the time you put in your application to closing
  • Alta Mortgage Financial Inc.
  • 6925 S Union Park Center, Midvale, UT, 84047
  • The Alta Mortgage Financial, Inc. Team is your premier mortgage team located in Cottonwood Heights, Utah. Alta Mortgage Financial, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Cottonwood Heights area. Whether you are first time home buyer