For the year 2025, the prevailing Conventional loan limit in Bohemia, within Suffolk county, NY, is established at $1,089,300, whereas the cap for FHA loans set for a single-family home stands at $1,089,300. These loan limits are crucial references for potential homeowners looking to secure appropriate financing options tailored to meet their housing aspirations in these areas.
Utilize the Lendersa® Conventional loan calculator for an insightful comparison of current Conventional, FHA, and USDA rates. This tool helps you determine key requirements such as income, creditworthiness, reserves, and documentation needed to qualify for these loans. By juxtaposing Conforming Conventional loans with USDA, FHA, and VA options using our advanced mortgage calculator, you can effectively decide which program aligns best with your financial circumstances in NY.
Compare competitive loan offers from a group of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
The comparison table above is applicable for the following zip codes: 11716
The core mission of Lendersa® is to assist you in obtaining the most favorable Conventional, USDA, or FHA loan in an expeditious and stress-free manner. You have the option to begin with one of three starting points, each offering a pathway to matched lenders and loan programs that are best suited for your needs.
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