FHA VS Conventional loan in Bohemia, Suffolk County, New York
For the year 2026, the prevailing Conventional loan limit in Bohemia, within Suffolk county, NY, is established at $1,089,300, whereas the cap for FHA loans set for a single-family home stands at $1,089,300. These loan limits are crucial references for potential homeowners looking to secure appropriate financing options tailored to meet their housing aspirations in these areas.
Utilize the Lendersa® Conventional loan calculator for an insightful comparison of current Conventional, FHA, and USDA rates. This tool helps you determine key requirements such as income, creditworthiness, reserves, and documentation needed to qualify for these loans. By juxtaposing Conforming Conventional loans with USDA, FHA, and VA options using our advanced mortgage calculator, you can effectively decide which program aligns best with your financial circumstances in NY.
2026 Loan Limits and Downpayment Requirements in Bohemia, County of Suffolk, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The comparison table above is applicable for the following zip codes: 11716
Diverse Conventional and FHA Loan Solutions in Bohemia, NY
The core mission of Lendersa® is to assist you in obtaining the most favorable Conventional, USDA, or FHA loan in an expeditious and stress-free manner. You have the option to begin with one of three starting points, each offering a pathway to matched lenders and loan programs that are best suited for your needs.
SouthFork Funding offer a variety of loans for both homeowners and future homeowners. With over 3 billion in loans originated, customer satisfaction is our top priority.
Together, we work hard to be leaders in the industry, to stand out from the competition, securing loans when others cannot. Southfork Funding can close loans in 30 days or less
We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts,debt consolidations.
1377 Motor Parkway, Suite 100, Hauppauge, NY, 11749
Lends in New York
Summit Funding Solutions Offers the Financing That You Need, Summit Funding Solutions in a national name in commercial finance and business loans. Whether you are starting a new business or have an established company that needs capital, we offer a wide range of products and services to meet your needs.
The Mortgage Capital Group can help you achieve your goals. By matching the financial goals of our clients with the innovative products of national, regional and boutique lending institutions we shall ensure quality and value throughout the collateralized residential and commercial mortgage process.
The Mortgage Outlet has originated over $500 million in mortgage loans. We are family owned and operated and have been at the same location, in Sayville. Our philosophy is plain and simple; a satisfied client is our best form of advertising. We provide competitive mortgage products combined with superior customer service
Founded in 1940 as the Pan American World Airways Credit Union, PAFCU currently serves 40, 000 employees of over 400 different companies throughout the United States. At PAFCU, there are no customers—everyone is a member and owner of the credit union and receives friendly, respectful service from the staff
527 Townline Road, Suite 305, Hauppauge, NY, 11788
Lends in New York
Lighthouse Mortgage Founder/President. Brokered in excess of $600 million in real estate loans, commercial and residential. Hired and trained a staff of 20 sales people and 5 support staff. Developed program to expedite loan process from initial borrower contact through appraisal, underwriting and closing ensuring quick turnaround time.
Island Federal Credit Union, headquartered in Hauppauge, N.Y., is a not-for-profit, full-service financial institution, providing affordable banking products and services to Long Islanders. Founded in 1955, Island has grown to be among the top-performing credit unions in New York State with over $1 billion in assets, serving more than 45, 000
Our team is local to Long Island, and as CPA’s we make sure we get you the loan product that makes the most financial sense for you. We curate a process that is tailored to you and explain where every cent of your money goes because we always do the right thing by our clients. Take advantage of our historically low rates, refinance.
