FHA VS Conventional loan programs in 2025 for Bohemia, Suffolk County, New York
For the year 2025, the prevailing Conventional loan limit in Bohemia, within Suffolk county, NY, is established at $1,089,300, whereas the cap for FHA loans set for a single-family home stands at $1,089,300. These loan limits are crucial references for potential homeowners looking to secure appropriate financing options tailored to meet their housing aspirations in these areas.
Utilize the Lendersa® Conventional loan calculator for an insightful comparison of current Conventional, FHA, and USDA rates. This tool helps you determine key requirements such as income, creditworthiness, reserves, and documentation needed to qualify for these loans. By juxtaposing Conforming Conventional loans with USDA, FHA, and VA options using our advanced mortgage calculator, you can effectively decide which program aligns best with your financial circumstances in NY.
2025 Loan Limits and Downpayment Requirements in Bohemia, County of Suffolk, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The comparison table above is applicable for the following zip codes: 11716
Diverse Conventional and FHA Loan Solutions in Bohemia, NY
The core mission of Lendersa® is to assist you in obtaining the most favorable Conventional, USDA, or FHA loan in an expeditious and stress-free manner. You have the option to begin with one of three starting points, each offering a pathway to matched lenders and loan programs that are best suited for your needs.
Home Loan Zone is a Virginia based mortgage company that offers high quality mortgage services to residential clients.Our mission is to help turn today’s dreams of homeownership into tomorrow’s reality.We focus on providing personal & specialized services to meet your specific needs through educating you on our full range of loan products and terms
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The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
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