FHA VS Conventional loan in Boston, Erie County, New York

In 2025, Convetional loan limit in Boston, county of Erie, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Boston, county of Erie, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 14075, 14025, 14033, 14110

Conventional and FHA loan options in Boston, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Bath Savings Institution
  • 105 Front Street, Bath, ME, 04530
  • Bath Savings is a mutual savings bank serving Midcoast and Southern Maine for more than 165 years. We provide personal and commercial banking and investment solutions paired with competitive rates, personal service, and online banking technology that put you in control of your finances.
  • Mortgage Resource Group
  • 6821 W North Ave, Suite 201, Oak Park, IL, 60302
  • Mortgage Resource Group has earned the reputation among homeowners, attorneys, realtors, accountants and financial planners as a truly professional organization staffed with experienced, caring and knowledgeable people. We provide mortgage loans on single family homes, condominiums, and 2-4 unit apartment buildings.
  • Winston-Salem Federal Credit Union
  • 711 East Salem Avenue, Winston Salem, NC, 27101
  • The Winston-Salem Federal Credit Union was incorporated in October, 1957. The Credit Union ended that year with 94 members and $2, 980 in assets. Today we are a full service credit union serving thousands of members with millions of dollars in assets. To be the members' primary financial institution by providing reliable,
  • Truliant Federal Credit Union
  • 893 North Liberty Street, Suite A, Winston Salem, NC, 27101
  • Truliant Federal Credit Union was chartered in 1952 to serve the employees of Western Electric and was known as Radio Shops Credit Union. It began serving about 2, 000 members and offered credit union services in Winston-Salem, Greensboro and Burlington. Today, Truliant serves over 280, 000 members with more than 30 locations.
  • Duke Credit Union
  • 2200 West Main Street, Suite L100, Durham, NC, 27705
  • Duke University Federal Credit Union has been serving the Duke community since 1968. A not-for-profit financial cooperative serving employees and students of Duke University and Duke Health. (Duke Alumni and Retirees are also eligible to join. Duke Credit Union is managed and operated by Duke Employees
  • HealthShare Credit Union
  • 1200 N Elm Street, Greensboro, NC, 27401
  • HealthShare Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets - our members. Your credit union was chartered in 1955 to serve the employees of Moses Cone Hospital. Over the next 50 years, as Moses Cone Health System grew
  • Greensboro Municipal Federal Credit Union
  • 217 N Greene Street, Greensboro, NC, 27401
  • Greensboro Municipal Federal Credit Union was originally chartered by the State of North Carolina. In 1937, City of Greensboro workers pooled their resources and created Greensboro Municipal. The credit union converted to a federal charter in 2011. Now, after all of these years of continuous operation,
  • Northbrook Bank & Trust Company, National Association
  • 1100 Waukegan Rd, Northbrook, IL, 60062
  • We're your local Wintrust Community Bank. As part of the larger Wintrust Community Bank family, we were built in this area, for this area. We work hard to be an asset to the people and communities we serve: to get to know you and your needs in order to offer the best banking products and even better service.
  • CenTrust Bank, National Association
  • 385 Waukegan Road, Northbrook, IL, 60062
  • Centrust Bank provides primarily commercial banking services. Its commercial banking products include commercial and industrial loans, as well as commercial real estate, construction and multi-family loans. Additionally, it originates loans through the Small Business Administration related to business acquisitions and commercial real estate loans.
  • Metro Mortgage Services Inc
  • 555 Skokie Blvd, Suite 500, Northbrook, IL, 60062
  • Metro Mortgage Services was founded in 1995 by Edie Jerome. While there was many mortgage companies in northwest suburban Chicago, very few specialized in finding creative solutions for buyers. Metro Mortgage Services has built a solid reputation helping all types of buyers. Whether you are: a first time buyer etc.
  • M I E Financial Inc
  • 1240 Meadow Rd, Suite 500, Northbrook, IL, 60062
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • B2 Funding Corporation
  • 1901 Raymond Drive, Suite, Suite 1, Northbrook, IL, 60062
  • B2 Funding Corporation Regardless of whether you are a first-time home-buyer, at B2 Funding we give you the personal attention you deserve to help you reach your goals. It has been our pleasure working with our clients in over the years, and we hope that our excellence will continue to foster new relationships in the future.