FHA VS Conventional loan programs in Orchard-Park, Erie County, New York
For 2025, the conventional loan limit in Orchard-Park, situated in the county of Erie, NY, is set at $647,200. Meanwhile, the FHA loan limit for a single-family home is $420,680.
The Lendersa® Conventional loan calculator enables you to compare today’s leading rates among Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator shows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the best program in NY aligned with your financial needs.
2025 Loan Limits and Down Payment Requirements in Orchard-Park, Erie, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table applies to the following zip codes: 14127, 14170
Exploring Conventional and FHA Loan Options in Orchard-Park, NY
Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose from one of three methods designed to match you with lenders and the most suitable loan programs.
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