FHA VS Conventional loan programs in 2025 for Eden, Erie County, New York

In the year 2025, the conventional loan limit in Eden, which is situated in the county of Erie, NY, stands at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess the most favorable rates for Conventional, FHA, and USDA loans today, and determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage tool allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program for your particular financial situation in NY.

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2025 Loan Limits and Downpayment Requirements in Eden, Erie County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for the following zip codes: 14057

Explore Conventional and FHA Loan Options in Eden, NY

The mission of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans without hassle. Choose one of three starting approaches to find matching lenders and loan programs.

Lendersa provides USDA loan request and matching results


  • GR Financial Services
  • 416 East Myrtle Street, Santa Ana, CA, 92701
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • HOME LOANS ON DEMAND
  • 878 North Main Street, Orange, CA, 92868
  • Home Loans On Demand we leave no stone unturned to provide our clients with the highest standard in customer service through the collective efforts of our entire team. Each team member plays a specific role in the overall success of each home transaction and provides you with the full support and strength.
  • Liberty One Funding
  • 2050 West Chapman Avenue, Suite 285, Orange, CA, 92868
  • Liberty One Funding is a mortgage company located in the city of Orange. We provide mortgage refinance and home purchase loan services. With a combined 30 years of experience in the mortgage industry, you can be rest assured you are in good hands. We take pride in our service and obtaining loans for home Purchases, Refinancing and more.
  • Integrity Credit Corporation
  • 500 North State College Boulevard, Suite 1100, Orange, CA, 92868
  • Integrity Credit focus exclusively on financing for residential and commercial properties. Our company was birthed from the need to create a platform where every qualified consumer can be rest assured that they would receive educated solutions, superior customer service, prompt response, and HONEST advice from our qualified professionals.
  • RFG Mortgage Bankers
  • 1522 East Fourth Street, Santa Ana, CA, 92701
  • RFG Mortgage Bankers are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan.
  • Landmark Trust Investment Company Inc
  • 1 City Boulevard West, Suite 1120B, Orange, CA, 92868
  • Landmark Trust Investment Company Inc Full-Service Real Estate Brokerage in Southern and Northern California. We believe that our business will grow when we earn our clients’ trust through our expertise, hard work, honesty, kindness, and excellent service. We have learned that this model has allowed our well-served clients to be our best marketers.
  • Ibar Financial
  • 1633 E 4th St, Santa Ana, CA, 92701
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today’s technology is providing a more productive environment to work in.
  • Coastal Pacific Lending Inc.
  • 1100 Town & Country, Suite 1250, Orange, CA, 92868
  • Coastal Pacific Lending is much more than just a lender. We’re your partner in helping to make your dreams of homeownership your ultimate reality. We take time to listen to your specific needs and to understand your unique situation so we can help match you with a refinance or new mortgage that’ll fit you perfectly.
  • Candor Mortgage Corp
  • 500 North State College, Suite 1100, Orange, CA, 92868
  • Candor Mortgage is a mortgage broker offering lower mortgage rates with an easy and fast loan experience.Uniting 14 years experience with technology and amazing support people, we are delivering a better home loan. We serve all California and Orange County and also our Misssion is To deliver the most customer-centric mortgage.