FHA VS Conventional loan programs in 2026 for Bronx, Bronx County, New York

In 2026, the conventional loan limit for Bronx in Bronx county, NY, is $1,089,300, while the FHA limit for a single-family home stands at $1,089,300.

The Lendersa® Conventional loan calculator allows you to compare current rates for Conventional, FHA, and USDA loans to determine the necessary income, credit score, reserves, and documents for qualification. Utilize our precise mortgage calculator to view Conforming Conventional loans, USDA, FHA, and VA loans side by side, facilitating your choice of the best program in NY for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Bronx, Bronx County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table applies to the following zip codes: 10453

Options for Conventional and FHA Loans in Bronx, NY

Our mission at Lendersa® is to quickly connect you with the most fitting Conventional, USDA, or FHA loans without hassle. Initiate the process by choosing one of three paths that align with suitable lenders and loan programs.

Lendersa USDA loan request and matching outcomes


Bronx Lenders

  • Ponce Bank
  • 2244 Westchester Avenue, Bronx, NY, 10462
  • Lends in New York
  • Our Bank has earned a reputation for serving the needs of our communities by emphasizing the importance of personal banking and by promoting local economic development. We employ a highly qualified and professional staff and offer a wide variety of products and services designed to meet the needs our customers

  • Apple Home Mortgage
  • 1819 Williamsbridge Road, Suite LB, Bronx, NY, 10461
  • Lends in New York
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.