FHA VS Conventional loan programs in Yonkers, Westchester County, New York

For 2025, the conventional loan cap in Yonkers, located in the county of Westchester, NY, is set at $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.

Harness the power of the Lendersa® Conventional loan calculator to weigh the top rates between Conventional, FHA, and USDA loans. It helps determine income, credit requirements, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator showcases Conforming Conventional loans alongside USDA, FHA, and VA options, enabling you to identify the best option in NY for your unique financial situation.

Browse loan offers from an extensive range of 100 lenders

2025 Loan Limits and Down Payment Details in Yonkers, County of Westchester, NY

Loan Category Maximum Limit Downpayment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

Applicable for the following zip codes: 10708, 10703, 10701, 10705, 10704, 10707, 10710, 10702

FHA and Conventional Loan Opportunities in Yonkers, NY

At Lendersa®, our dedication is to expedite securing an ideal Conventional, USDA, or FHA loan swiftly with minimal hassle. Begin with one of three methods that lead you to matched lenders and suitable loan plans.

Submit USDA Loan Requests with Lendersa for Instant Results


  • Polo Financial Group Inc
  • 1224 Prospect, Suite 150, La Jolla, CA, 92037
  • Mortgage Services all California. Real Estate services Southern California. Multiple discounts for using both. Conventional, jumbo, VA, FHA and Multi family, most with No out of pocket cost. 30% Real Estate commission refund for allowing us to represent you and no lender and appraisal fees on your loan side. Serving Californians since 1989.
  • Elite Commercial, Inc
  • 4225 Executive Square, Suite 600-C34, La Jolla, CA, 92037
  • Elite Commercial, Inc. is a New Age commercial real estate (CRE) company bridging the gap between traditional brokerage services and innovative technologies. We offer Brokerage Services, CRE and Business Financing, Fintech, Private Lending, and Portfolio Asset Management. Our company embraces change in an evolving commercial real estate
  • Americas Finest City Lending
  • 888 Prospect Street, Suite 200, La Jolla, CA, 92037
  • AFC Lending is your personalized, full service lending team, dedicated to providing you with your very best options for all real estate loans. Our highly trained team of loan officers and loan processors pride themselves on fully supporting and representing each client in analyzing and choosing the right loan, for the right project.
  • Inner Core Capital
  • 4275 Executive Square, Suite 200, La Jolla, CA, 92037
  • Inner Core Capital stands as a beacon in financial solutions. With a unique mix of loan offerings—ranging from private money to conventional financing—they cater to every borrower’s needs. Specializing in cash out refinancing, they offer competitive rates and terms. Whether for investment properties or personal projects, Inner Core Capital crafts f
  • NestMade Mortgage
  • 519 Falling Leaf, Alley Monrovia, CA, 91016
  • NestMade Mortgage is a residential mortgage broker in CA and CO with over 15 years of experience that specializes in helping clients find the right mortgage for their home. We offer flexible mortgage options to meet the needs of clients and we work with borrowers on a one-to-one basis to ensure an excellent customer experience.
  • Poldnev Dennis
  • 216 W. Foothill Blvd, Monrovia, CA, 91016
  • Our company provides complete commercial property management and consulting services for all sizes of property owners – from the individual to the institutional. Appreciating that property owner’s needs differ, our first and most important task is listening to and understanding our client’s needs and objectives.
  • Transglobal Lending
  • 185 West Chestnut Avenue, Monrovia, CA, 91016
  • The TransGlobal Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • American Online Mortgage
  • 555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Ladera Lending, Inc.
  • 555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694
  • At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers, we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle