FHA VS Conventional loan in Yonkers, Westchester County, New York
For 2026, the conventional loan cap in Yonkers, located in the county of Westchester, NY, is set at $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.
Harness the power of the Lendersa® Conventional loan calculator to weigh the top rates between Conventional, FHA, and USDA loans. It helps determine income, credit requirements, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator showcases Conforming Conventional loans alongside USDA, FHA, and VA options, enabling you to identify the best option in NY for your unique financial situation.
2026 Loan Limits and Down Payment Details in Yonkers, County of Westchester, NY
Loan Category
Maximum Limit
Downpayment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
Applicable for the following zip codes: 10708
FHA and Conventional Loan Opportunities in Yonkers, NY
At Lendersa®, our dedication is to expedite securing an ideal Conventional, USDA, or FHA loan swiftly with minimal hassle. Begin with one of three methods that lead you to matched lenders and suitable loan plans.
Welcome to Houlihan & O’Malley Commercial Real Estate Services. Backed by the experience of a family that’s been in the real estate business since 1891, the commercial services division of Houlihan & O’Malley specializes in commercial brokerage, private mortgages, commercial appraisals and advisory services.
Joe Houlihan started his Real Estate career in 1984 as an appraiser, running Houlihan & O’Malley’s ‘Residential’ appraisal division. He interacted with Realtors on a regular basis and felt a natural attraction to real estate sales. In 1998, Joe founded the Residential Sales Group at Houlihan & O’Malley with the dream of creating a boutique real est
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81 Centre Avenue, Suite 214, New Rochelle, NY, 10801
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Certus Capital is a real estate finance company based out of New Rochelle NY 10801. Our mission is to provide perfect service, lower rates and faster closings to our real estate customers and business owners. Services, NJ Department of Banking & Insurance, CT Department of Banking, FL Office of Financial Regulation.
SUMA (Yonkers) Federal Credit Union is a full service member owned financial institution with assets in excess of $400, 000, 000 and over 7, 000 members. We have been serving our members in Yonkers, NY, Spring Valley, NY, Stamford, CT, New Haven, CT and vicinities for over 55 years.
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700 WHITE PLAINS ROAD, SUITE 334, Scarsdale, NY, 10583
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Established in 1937, Educational and Governmental Employees Federal Credit Union is a safe, secure, and full service financial institution, serving nearly 7, 300 members. We pride ourselves on offering outstanding service and providing members with the tools and resources for a brighter financial future.
