Explore the differences! FHA VS Conventional loan programs in Yonkers, Westchester County, New York

In 2025, Convetional loan limit in Yonkers, county of Westchester, NY is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Yonkers, county of Westchester, NY

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 10708, 10703, 10701, 10705, 10704, 10707, 10710, 10702

Conventional and FHA loan options in Yonkers, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Farmers Bank of Appomattox
  • 223 Main Street, Appomattox, VA, 24522
  • The Farmers Bank of Appomattox has a very rich history of providing for the needs of our customers living within the communities in which we serve. We are a strong community bank with over 100 years of proven personal banking. The directors, officers and employees that have come before us have set high expectations in regard to this level of servic
  • Home Federal Credit Union
  • 131 W Pike Street, Clarksburg, WV, 26301
  • Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
  • CAPE Federal Credit Union
  • 323 East Pike Street, Clarksburg, WV, 26301
  • CAPE Federal Credit Union currently serves those who live, work, worship or attend school in Harrison County. CAPE will also partner with businesses like yours to become members of our Credit Union! Credit Union currently serves those who live, work, worship or attend school in Harrison County.
  • Lakeview Federal Credit Union
  • 2909 State Road, Ashtabula, OH, 44004
  • Lakeview Federal Credit Union has been open since 1961. The credit union has assets totaling $144.38 Million and provides banking services to more than 9, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Bar Harbor Bank & Trust
  • 82 Main St, Bar Harbor, ME, 04609
  • Bar Harbor Bank & Trust thinks differently about banking. Since our founding in 1887, our focus has been on establishing relationships with our customers. We get to know our customers and their financial goals, and we work with them to provide solutions that best work for them. We believe that good things happen when we work together.
  • MDI Mortgage Group
  • 59 Cottage Street, Bar Harbor, ME, 04609
  • MDI Mortgage Group a proven, sound choice for you when selecting your home financing partner? Our satisfied clientele ranges from the first-time homebuyer to the luxury home owner because we are focused on results, and you, We will offer you an extensive array of mortgage loan programs which are designed to provide you with the best
  • Unified Bank
  • 201 S. 4th at Hickory, Martins Ferry, OH, 43935
  • Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference! We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!
  • The Hive Mortgage Solutions
  • 386 North Main Street, Brewer, ME, 04412
  • The Hive Mortgage Solutions Team is your premier mortgage team located in Brewer, Maine. The Hive Mortgage Solutions offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Brewer area. Whether you are first time home buyer.
  • Bangor Federal Credit Union
  • 339 Hogan Road, Bangor, ME, 04401
  • The mission of Bangor Federal Credit Union is to deliver the best financial experience to our members. Membership with Bangor Federal Credit Union is open to anyone who lives, works, worships, or attends school in and businesses and other legal entities located in Penobscot, Hancock, and Waldo counties of Maine.