FHA VS Conventional loan programs in 2026 for Brooklyn, Kings County, New York

In the year 2026, the loan limit for conventional loans in Brooklyn, within Kings county, NY, is set at $1,089,300. Meanwhile, the FHA loan limit for a single-family home amounts to $1,089,300.

Utilize the Lendersa® Conventional loan calculator to evaluate today's most competitive rates for Conventional versus FHA and USDA loans. This tool provides insights into the income, credit, reserves, and documents you'll need to qualify. By using our comprehensive mortgage calculator, you can easily compare Conforming Conventional loans alongside USDA, FHA, and VA mortgages in a side-by-side view, helping you discern which program in NY best suits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Brooklyn, Kings County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comparison pertains to zip codes: 11212

Conventional and FHA Loan Choices in Brooklyn, NY

The objective of Lendersa® is to swiftly secure you the best available Conventional, USDA, or FHA loan, ensuring the process is seamless. Start by selecting one of the three avenues that lead you to matching lenders and tailor-made loan programs.

Lendersa results for USDA loan inquiries and matches


Brooklyn Lenders

  • Lamar M. Collins, CMPS
  • 197 Ralph Avenue, Ground Floor, Brooklyn, NY, 11233
  • Lends in New York
  • Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. All loans arranged with third party providers.

  • GCT Mortgage Brokers LLC
  • 253 Ralph Avenue, Suite 100, Brooklyn, NY, 11233
  • Lends in New York
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Italo-American Federal Credit Union
  • 66-52 Myrtle Avenue, Ridgewood, NY, 11385
  • Lends in New York
  • Italo-American Federal Credit Union was started by a group of Italian-Americans in 1935, to serve the needs of the Italian immigrant population of New York City, at a time when financial assistance was not available to them. Unlike banks, Credit Unions are owned and run by its members. There are no outside stockholders.

  • Ridgewood Savings Bank
  • 7102 Forest Ave, Ridgewood, NY, 11385
  • Lends in New York
  • Whether you are looking to save, invest, borrow or anything in between, we offer a wide choice of financial services to meet your every need including Savings and Checking Accounts, Mortgages and Commercial Loans, Retirement Accounts, Equity Loans and Lines of Credit, plus the convenience of Online Banking.

  • AJlenders LLC
  • 2918 Ave I, Brooklyn, NY, 11210
  • Lends in New York
  • AJ LENDERS can help you with your real estate investments in a convenient, no-fuss process. Whether you're looking for your first real estate investment
    property or your 100th deal, choosing the right loan and lender for
    your project is extremely important. Talk to us today for a free no-obligation assessment.

  • GoRascal
  • 285 North 6th St, Second Floor, Brooklyn, NY, 11211
  • Lends in New York
  • Go Rascal is the story of how two guys, Scott Valins, acknowledged as one of the best mortgage brokers in the country, and David Williams, an accomplished corporate finance and operations professional who built one of the country’s fastest growing online recruiting marketplaces, raised an idea together. And how, in the process, they are raising the

  • Brooklyn Bridge Capital
  • 183 Wilson Street #196, Brooklyn, NY, 11211
  • Lends in New York
  • At Brooklyn Bridge Capital, we possess years of real estate industry experience, offering flexible financing and investing solutions. Founded by Shaya Krausz twelve years ago, our solid reputation has been crafted on a strong edifice of integrity and credibility. Servicing prominent lending institutions, we specialize in non-performing notes and th

  • Channel Mortgage
  • 55-25 69th Street, 1st Floor, Maspeth, NY, 11378
  • Lends in New York
  • Channel Mortgage is a dynamic mortgage company, dedicated to helping customers connect the dots on their path to home ownership. The Company’s leadership has over 50 years combined experience in the mortgage business. Channel Mortgage is a 100 percent referral based business. We do not expend resources on slick advertising and other misleading gimm

  • TF Management Group LLC
  • 2167 E 21st St #222, Brooklyn, NY, 11229
  • Lends in New York
  • Tempo Funding is a private lender that provides Hard Money and Transactional Funding Loans for Short Sales, REOs and other Discounted Short Term "Fix and Resell"​ transactions.

    Our focus is Short-Term bridge loans for minor or no rehab projects, with the clearly defined exit strategy, typically under 120 days. We work mostly in the residential