Explore the differences! FHA VS Conventional loan programs in Queens, Queens County, New York

In the year 2026, the maximum conventional loan limit in Queens, located in Queens county, NY, is $1,089,300. In comparison, the FHA limit for a single-family home is set at $1,089,300.

Employ the Lendersa® Conventional loan calculator to compare the best rates for today's Conventional, FHA, and USDA loans. This tool helps determine necessary income, credit score, reserves, and required documents for qualifying. With our sophisticated mortgage calculator, you can examine Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in NY best suits your financial scenario.

Explore and compare loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Queens, Queens County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The table applies to these zip codes: 11361

Available Loan Options in Queens, NY: Conventional and FHA

Lendersa® aims to provide you with the best available Conventional, USDA, or FHA loans swiftly and without hassle. Begin by selecting one of the three initial steps to align with matching lenders and loan programs.

Lendersa's results for USDA loan inquiries and matches


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  • 14421 Metropolis Ave, Suite 102, Fort Myers, FL, 33912
  • Cogent Bank is an innovative and responsive full-service financial institution with unique and diversified products. Our mission is to help clients achieve their financial goals through an exceptional experience, innovative technology, and customized financial solutions.

    We believe banking is personal

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  • AA South Florida Mortgage LLC
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    We are licensed (NMLS #1753817), knowledgeable in the industry, nd fully trained to assist clients in getting the loans they need."

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    Our staff of dedicated professionals will guide you through the entire process.