FHA VS Conventional loan programs in 2025 for Canajoharie, Montgomery County, New York
For 2025, in the city of Canajoharie within Montgomery county, NY, the limit for a Conventional loan is $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.
Lendersa® offers a Conventional loan calculator that lets you compare the best rates for Conventional, FHA, and USDA loans currently available. It also helps you figure out the needed income, credit, reserves, and paperwork for qualification. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program in NY for your financial situation.
2025 Loan Limits and Down Payment Guidelines in Canajoharie, Montgomery County, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 13317, 13339
Available Conventional and FHA Loan Options in Canajoharie, NY
Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loan options swiftly and smoothly. Choose from three starting options to match with lenders and loan programs that fit your needs.
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
At Xperience Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
At Haven Mortgage Group we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
38219 Mound Road, Suite 201, Sterling Heights, MI, 48310
"We can work with many different types of borrowers
to help them get the exact loan they need for their
situation. Our team of highly qualified Loan Officers
are here 24/7 to ensure you're getting the
loan you need, when you need it. We've got a constant tab on the latest interest
rates around to ensure you're saving."
400 Renaissance Center, Suite:2600, Detroit, MI, 48243
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Global Generation Group launched in September 2008 by John Syron, founder of what grew to be one of the largest privately held Automotive OEM manufacturing companies world wide, to provide solutions that integrate technology enhanced performance, risk reduction and unique capital solutions to help American Businesses.
Direct Financial is a division of New England Federal Credit Union (NEFCU), a financial institution headquartered in Vermont with a 50-year record of successfully helping members improve their financial conditions. Members served through Direct Financial are members of NEFCU. Anyone who lives, works, or studies in the Michigan
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to ensure each borrower becomes educated on the mortgage process and never feels left in the dark. Midtown Home Mortgage researches the best products on the market to provide our client’s the best deal possible
Concorde Mortgage is a residential lender that makes a commitment to meet and exceed our customers’ expectations. Our primary customers are Realtors and buyers. Concorde Mortgage was established as an Ohio corporation in 1985. The principle office is at 536 Main St. in Zanesville, Ohio.
Mechanics Bank is a full-service community bank in Richland County, Ohio. We’ve remained independently managed for over 136 years, and we’re proud to be the only bank in the county that can make that claim. Because what began in Mansfield in 1886 remains here—headquarters and all.
