FHA VS Conventional loan programs in 2025 for Minden, Montgomery County, New York

In 2025, the Conventional loan limit for Minden, located in Montgomery County, NY, is $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's leading rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our detailed mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in finding the best program in NY for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Minden, Montgomery County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 13339

Available Conventional and FHA Loan Options in Minden, NY

Lendersa® aims to connect you with the optimal Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to find suitable lenders and loan programs.

Outcomes from Lendersa USDA loan requests and matches


  • The First National Bank of Elmer
  • 10 South Main Street, Elmer, NJ, 08318
  • The First National Bank of Elmer was established in 1903 in the town of Elmer, New Jersey. Today, we are proud to be an independent Community Bank with six offices to serve the financial needs of our customers. Our customer base is primarily in the Salem, Gloucester and Cumberland County area of Southern New Jersey.
  • Martha’s Vineyard Savings Bank
  • 78 Main Street, Edgartown, MA, 02539
  • Established and chartered in 1955, Martha’s Vineyard Savings Bank is the last mutual savings bank created in Massachusetts. However, the Bank traces its financial roots back to 1909 when a group of people dedicated to the Island introduced co-operative banking to Martha’s Vineyard.
  • Midcoast Federal Credit Union
  • 186 Lower Main Street, Freeport, ME, 04032
  • Midcoast Federal Credit Union is a not-for-profit financial cooperative, owned by our Members who are residents, relatives, or people employed by numerous businesses throughout the Midcoast Region of Maine. Midcoast Federal Credit Union serves the communities of Sagadahoc, Lincoln and Knox counties along with residents and businesses.
  • Greater Chautauqua Federal Credit Union
  • 51 East Main Street, Falconer, NY, 14733
  • Greater Chautauqua Federal Credit Union has been open since 1940. The credit union has assets totaling $89.32 Million and provides banking services to more than 10, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
  • Century Savings Bank
  • 1376 W. Sherman Avenue, Vineland, NJ, 08360
  • Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.
  • Members 1st of NJ Federal Credit Union
  • 37 West Landis Avenue, Vineland, NJ, 08360
  • Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.
  • Bay Atlantic Federal Credit Union
  • 101 West Elmer Road, Vineland, NJ, 08360
  • BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations.
  • Community Credit Union Maine
  • 144 Pine Street, Lewiston, ME, 04240
  • Community Credit Union has been serving our members & the community since 1945 and hopes you will give us the opportunity to serve you. We also believe strongly in giving back to our community. After all, Community is our name. Board Members, Management and employees of Community Credit Union are personally involved by serving on community boards.