FHA VS Conventional loan in Cobleskill, Schoharie County, New York
In the year 2025, within the city of Cobleskill, located in Schoharie county, NY, the loan limit for conventional borrowing is set at $726,200. Meanwhile, the FHA's limit for a single-family home is designated as $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate the most favorable rates available today for Conventional, FHA, and USDA loans. This tool helps you determine the necessary income, credit status, reserves, and compiling documents needed for qualification. Our comprehensive mortgage calculator allows for side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA options to assist in choosing which program in NY best aligns with your unique financial goals.
Loan Limits and Downpayment Requirements for 2025 in Cobleskill, Schoharie County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 12043, 12187, 12092
Diverse Conventional and FHA Loan Options in Cobleskill, NY
Lendersa® is committed to providing you with the fastest and most convenient access to the best possible Conventional, USDA, or FHA loans. Start by choosing one of three available approaches, guiding you to the ideal lenders and loan programs that fit your requirements.
First New York Federal Credit Union, originally Schenectady Teachers Federal Credit Union, was federally chartered in 1937 to serve the teachers of the Schenectady City School district. Today First New York has eight Branch locations and three FNY Express Teller Kiosks, serving over 34, 000 members, and is one of the strongest financial institution
CAP COM was first established in 1953 in Albany, N.Y. More than six decades later, CAP COM has grown to more than $2 billion in assets and 12 branch locations. We are member-driven and focused on superior service, convenient products and competitive rates that help our members save money and make life just a little easier
Fort Orange Funding, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
Over the past 30 years, the mortgage professionals at OwnersChoice have earned a reputation for attention to detail, timeliness, answers, and the ability to deliver financing that fits your life. It’s the kind of excellence and “personal touch” you’d expect from a home lending partner with deep roots in the credit union movement.
Homeowners Advantage provides affordable home real estate loan options to homebuyers, homeowners, credit unions, real estate professionals, investors and builders in order to make the dream of owning a home a reality. We provide the highest level of integrity, professionalism and customer service in the mortgage industry.
NY Bravest Federal Credit Albany Firemen took a giant step in controlling their own financial future. They formed the 609th federal credit union in the United States. Of the 800 credit unions that were formed that first year, we currently are 1 of 104 still remaining. There have been over 25, 000 credit unions throughout the last 80 plus years
We offer outstanding rates and low fees on a full range of financial products. Our mission is to improve the lives of our members and community by providing access to affordable, reliable and solution based financial services.
Our mission is to improve the lives of our members and the community by providing access to affordable
Sunmark Credit Union is a full-service, community chartered credit union serving New York through financial services, education and empowerment. Since 1937, Sunmark Credit Union has been helping members in New York improve their financial position by offering a full range of products, from mortgage and retirement options to savings and checking.
Maple Tree Funding is a New York State Registered Mortgage Broker. Established in 2003, we have been providing excellent mortgage programs for both home purchases and home refinancing to home buyers throughout New York State for more than a decade.We are a locally owned & operated company based in Latham, New York with a branch office in Queensbury
