FHA VS Conventional loan in Carthage, Jefferson County, New York
In 2025, the limit for Conventional loans in Carthage, located in the county of Jefferson, NY, is set at $726,200, while the FHA cap for a single-family dwelling is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today's superior rates across Conventional, FHA, and USDA loans. Determine qualifications by analyzing the necessary income, credit, reserves, and documentation. Our advanced mortgage tool provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, helping to identify which program in NY best suits your financial situation.
Understanding 2025's Loan Limits and Downpayment Requirements in Carthage, Jefferson, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to these zip codes: 13619
Conventional and FHA Loan Choices in Carthage, NY
Committed to connecting you with the best possible Conventional, USDA, or FHA loans efficiently, Lendersa® offers three distinct starting points to find matching lenders and applicable loan programs.
"Our company motto, ""One Family Helping Another"", signifies the importance of treating all clients as if they were family.
We realize the process of financing real estate can be difficult at times which is why we make it our primary goal to deliver superior service in an effort to make your experience more pleasurable than you may have expected.
Bank of Easton provides traditional banking services to the surrounding communities.
our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!
At First Rate Mortgage Group, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders
626 Jacksonville Road, Suite 250, Warminster, PA, 18974
Community-based Freedom Credit Union located in the Greater Philadelphia area, chartered in 1934, is a full-service financial institution that offers a banking alternative to consumers. Anyone who lives, works, worships, performs volunteer service, or attends school in Bucks, Chester, Delaware, Montgomery.
626 Jacksonville Road, Suite 230, Warminster, PA, 18974
At Global Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
720 Johnsville Blvd, Suite 1205B, Warminster, PA, 18974
Independence Home Mortgage Corp. is a residential mortgage company dedicated to the American Dream of home ownership. We are a customer focused mortgage brokerage firm who strives to build lasting relationships by providing personalized mortgage solutions and unsurpassed service.
I'm Alie Bard and I'd like to thank you for your interest & take this opportunity to tell you a little about myself. I have been in the mortgage industry since early 2009, so you can trust that I have the knowledge & skills necessary to understand complex mortgage rules & regulations, providing you with the perfect loan for your personal needs.
Two River Mortgage & Investment provides personal service to each and every client throughout the loan process. We assist you to structure the best program for your individual needs. This is why Two River Mortgage’s core business is generated by personal referrals and repeat business.
At Navesink Home Loans, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Heritage FCU was formed in 1965, as Warrick Employees FCU, by employees of ALCOA Warrick Operations in Newburgh, IN.Hershey Federal Credit Union is a financial services cooperative, existing to serve our membership and our communities by providing affordable access to credit, offering beneficial financial services, and engaging in our communities.
