FHA VS Conventional loan in Wilna, Jefferson County, New York

In 2026, for Wilna in Jefferson County, NY, the Conventional loan limit is $726,200, whereas the FHA limit stands at $472,030 for a single-family residence.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the right program in NY for your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Wilna, Jefferson County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 13665

Available Conventional and FHA Loan Options in Wilna, NY

Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan promptly and without any hassle. Begin with one of three starting options that align you with suitable lenders and loan programs.

Lendersa's results on USDA loan requests


  • Yeg Realty Capital Solutions
  • 269 S Beverly Drive #1331, Beverly Hills, CA, 90212
  • Yeg Realty Capital Solutions is a hard money lending specialist fueled by 20+ years of experience.

    Fix & flips: rates from 8%, up to 95% LTC + 100% Rehab Money, 1-2 year terms. Buy & Hold: 30-yr fixed DSCR program starting at 5.25%, up to 80% LTV.

    No junk fees: zero underwriting, application, doc prep, and rehab holdback setup fees.

    Quick close, simple docs, no junk fees, personalized service. Lending done right.

    Contact [email protected] or (631) 926-5322 today!

  • Luther Burbank Savings
  • 175 South Beverly Dr, Beverly Hills, CA, 90212
  • Luther Burbank Savings offers a comprehensive suite of lending and savings products designed to protect and expand your enduring worth. We opened our doors in 1983 and recorded a profit in our second quarter of operations and in every quarter since. This is a true testament to our team's efforts to maintain fiscally sound banking practices

  • Augusta Financial, Inc
  • 25129 The Old Road, Suite 350, Santa Clarita, CA, 91381
  • Augusta Financial is a Mortgage Banker & a Mortgage Broker, so we are able to do the easy loans, the complicated loans and sometimes the impossible loans. We are committed to our clients and we will do whatever it takes within the current regulations to make sure our clients get the best rate, with the best service to make their dreams come true.

  • Cohen Financial Group
  • 9595 Wilshire Blvd, Suite 810, Beverly Hills, CA, 90212
  • Cohen Financial Group specializes in mortgage lending in Los Angeles and surrounding areas. Our firm, founded in 1999, is led by the number one mortgage broker in the US*, Mark Cohen. During his career, Mark has originated over 20, 000 loans totaling more than 13 billion dollars in volume.

  • Keystone Financial Services
  • 25375 Playa Serena Drive, Suite 100, Stevenson Ranch, CA, 91381
  • I started my real estate career as a real estate appraiser in 1980. From there I co-founded a real estate research firm for researching commercial real estate sales. I was a founding member of Keystone Financial Services in 1992. With over 20 years of lending experience, I've been through a few industry cycles.

  • Masihi Financial Group
  • 9465 Wilshire Boulevard, Suite 300, Beverly Hills, CA, 90212
  • At Masihi Financial Group we have only one goal in sight and that is to place our clients in a position of financial growth, security and confidence. The foundation of our business is built on honest and trustworthy practices. We aim to exceed your expectations at every turn, not just once but many times over.

  • California Capital Mortgage Bank
  • 9744 Wilshire Boulevard, Suite 203, Beverly Hills, CA, 90212
  • CALIFORNIA CAPITAL MORTGAGE BANK has built a reputation for mortgage solutions, competitive pricing and high level of personal service. As a lender, California capital mortgage bank funds many loans and closes even the most complex transactions. Working closely with support networks and real estate brokers.

  • Insignia Mortgage Inc.
  • 9665 Wilshire Blvd. M50, Beverly Hills, CA, 90212
  • Insignia Mortgage, we understand that what works for one client does not always work for everyone. Especially when your financial picture doesn’t adhere to the strict model that many conforming lenders demand.Even under the most complex circumstances, our team of loan experts can quickly navigate through the process.

  • Riviera Financial Partners, Inc
  • 315 South Beverly Drive, Suite 412, Beverly Hills, CA, 90212
  • At Riviera Financial Partners, Inc., the business of real estate finance is about much more than loans. It is about offering diverse and competitive products; advising borrowers to make informed choices to support and protect their security; and providing extraordinarily thorough customer care.

  • SKR Capital Group Inc
  • 9595 Wilshire Blvd, Suite 408, Beverly Hills, CA, 90212
  • Beverly Hills based SKR Capital Group is a boutique residential and commercial real estate financing firm. After a position at Security Pacific Bank as a loan officer, Shant Khatchadourian founded SKR Capital Group in 2007. For residential loans SKR Capital brokers loans through its wholesale channels for purchases or refinances in CA

  • Building Capital, Inc.
  • 9595 Wilshire Boulevard, Suite 900, Beverly Hills, CA, 90212
  • Building Capital, Inc. specializes in arranging construction loans for all property types but also brokers loans for commercial, multifamily & residential properties.Building Capital, Inc. has arranged over $1.5 billion dollars in mortgage loans.Building Capital, Inc. is a California "S" corporation, founded on 2000. It is owned by David Parry

  • Quantum Capital Partners
  • 9777 Wilshire Boulevard, Suite 808, Beverly Hills, CA, 90212
  • Quantum Capital Partners is a boutique real estate capital advisory firm that provides creative capital solutions to real estate investors and developers and also more than $4 billion of debt and equity financing experience nationwide across all major asset classes.With a diverse network of domestic and international capital providers.