Explore the differences! FHA VS Conventional loan programs in Catlin, Chemung County, New York
In 2025, the Conventional loan limit applicable to Catlin, situated in Chemung county, NY, is established at $726,200. In contrast, the FHA loan threshold for a single-family home is $472,030.
With Lendersa®'s Conventional loan calculator, you can explore and juxtapose today's leading rates for Conventional, FHA, and USDA loans. This platform guides you through assessing the income, credit requirements, financial reserves, and documentation necessary to qualify. Our sophisticated mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options, offering a comprehensive view to aid in choosing the optimal program for your financial needs in NY.
Loan Limits and Down Payment Prerequisites for 2025 in Catlin, County of Chemung, NY
Loan Type
Loan Limit
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
N.B.: These comparisons apply specifically to the following zip codes: 14845, 14864, 14812, 14872
Exploring Conventional and FHA Loan Facilities in Catlin, NY
At Lendersa®, our primary goal is to connect you effectively with the best possible loan options, be they Conventional, USDA, or FHA, quickly and without undue hassle. Start your journey by selecting one of our three strategic approaches that lead to partnership with compatible lenders and maximally advantageous loan programs, specifically tailored to meet your individual needs.
"Our vision is to make sure that the American Dream lives on.
That if you want to own a home you can because of our ability to obtain a mortgage which will improve your life.
That if you are moving from one home to another you can because of our ability to obtain a mortgage which will improve your life."
The state-chartered Hancock County Building and Loan Association was founded on December 31, 1899; and it granted its first mortgage loan in the amount of $1, 000 in 1900. In 1934, the company obtained its federal banking charter and then converted to a federal mutual bank charter in 1991.
4445 Willard Ave, Suite 1000, Chevy Chase, MD, 20815
Congressional Bank also focuses on being a Certified Green Business in Montgomery County. Through our efforts we became the first bank to earn the Montgomery County Green Business Certification, and we are partners with Bethesda Green in their efforts to promote sustainability and be a “green” role model.
Pro-Mac Appraisal Management Services is a Regional Appraisal Management Company that specializes in residential and commercial appraisal/valuations for both lending and non-lending purposes. With over 50 years of combined experience in all facets of real estate transactions, we are well-equipped to assist our clients.
FNB Bank, formerly the First National Bank of Romney, opened for business on June 11, 1910 in the old Wirgman Building in Romney with an original capitalization of $50,000.
In 1911 FNB Bank moved to a three-story brick building at the corner of Main and High Streets. The Bank outgrew its facilities
The Bank of Romney is a locally owned and operated independent community bank with full-service financial products. We have been serving the families and businesses of Hampshire County and the surrounding area since 1888. Opening for business on December 20, 1888, The Bank of Romney is the oldest and largest bank in Hampshire County.
In 1938 teacher’s starting annual salaries were $1,100, the depression was ending and the war in Europe was beginning. On April 19, 1938 a group of determined Manchester area teachers organized the Manchester Teachers Federal Credit Union, known today as the Northeast Family Federal Credit Union.
As a credit union we put people before profit. The Credit Union’s main objective is to provide outstanding financial service to our members and their families. We do this by providing competitive, high-quality financial products and services in a friendly “small town” atmosphere while paying the highest dividends on all savings accounts.
As a credit union, Community Healthcare Credit Union is a not-for-profit financial cooperative owned and operated by our members. We look forward to serving you and showing you the credit union difference. Established in 1959, Community Healthcare Credit Union Inc, is a not-for-profit financial institution, owned and operated by its members.
