which one is better? Conventional or FHA Horseheads, NY

In 2026, the Conventional loan limit in Horseheads, nestled in the county of Chemung, NY, is $726,200. Conversely, the FHA limit for a single-family house is pegged at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the leading market rates across Conventional, FHA, and USDA loans, and ascertain the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, visualize side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options to help determine which program in NY is most beneficial for your individual financial needs.

Options for Conventional and FHA Loans in Horseheads, NY

The goal of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan for you rapidly and effortlessly. Initiate the process using any of three beginning paths to align with matching lenders and loan programs.

View matching results for USDA loan requests at Lendersa

Horseheads Lenders
(888) 372-9299 Lender's profile and map Elmira Savings Bank 333 E Water St, Elmira, NY, 14901 Lends in New York Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.
(607) 732-7433 Lender's profile and map TWIN TIER MORTGAGE 108 Lake Street, Elmira, NY, 14901 Lends in New York Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(800) 677-8506 Lender's profile and map Corning Credit Union One Credit Union Plaza, Corning, NY, 14830 Lends in New York CCU was founded in 1936 with the goal of helping Corning Glass Works employees with their financial needs. We started with 42 members and $420 in assets. Over the years, we've opened offices in North Carolina and Pennsylvania, in addition to the 10 offices in the Corning/Elmira, New York area.
(607) 936-4667 Lender's profile and map First Heritage Federal Credit Union 202 Denison Pkwy E, Corning, NY, 14830 Lends in New York Our credit union was founded and chartered for business in 1954 by a group of 10 employees at the Ingersoll-Rand Company. Spearheaded by Harold Davis, the Ingersoll-Rand Union President, this group signed the original paperwork to have our credit union recognized by the National Credit Union Administration (NCUA).
(607) 273-4611 Lender's profile and map Alternatives Federal Credit Union 125 North Fulton Street, Ithaca, NY, 14850 Lends in New York Alternatives is a regional Community Development Credit Union (CDCU) & a Community Development Financial Institution (CDFI). Our mission is to build wealth & create economic opportunity for underserved people & communities. Our vision is to lead an economic movement to create thriving, empowered communities with financial freedom for everyone.
(607) 257-8500 Lender's profile and map CFCU Community Credit Union 1030-1050 Craft Road, Ithaca, NY, 14850 Lends in New York Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.
(607) 898-5871 Lender's profile and map The First National Bank of Groton 161 Main Street, Groton, NY, 13073 Lends in New York The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.