FHA VS Conventional loan programs in Central-Islip, Suffolk County, New York

In 2025, the conventional loan limit in Central-Islip, county of Suffolk, NY, is $970,800, while the FHA limit for a single-family home is $970,800.

Use the Lendersa® Conventional loan calculator to compare the best available rates today for Conventional, FHA, and USDA loans. Examine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in NY for your personal financial situation.

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2025 Loan Limits and Down Payment Requirements in Central-Islip, Suffolk, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the zip codes: 11722

Examining Conventional and FHA Loan Options in Central-Islip, NY

The objective of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose from one of three starting paths that will lead you to matching lenders and suitable loan programs.

Review of Lendersa's USDA loan request matching results


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  • Northwestern Bank is a fourth generation, family owned and operated bank serving Dilworth residents the way we’d want to be served. We offer full banking services for businesses, individuals and our agricultural community. Whether you’re looking for a mortgage lender to purchase your first home or a commercial loan, we can assist you.
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