Explore the differences! FHA VS Conventional loan programs in Islandia, Suffolk County, New York

In 2025, Convetional loan limit in Islandia, county of Suffolk, NY is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Islandia, county of Suffolk, NY

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 11749

Conventional and FHA loan options in Islandia, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Sunland Capital Mortgage Corporation
  • 708 Mulberry Ave, Kissimmee, FL, 34747
  • As your full-service mortgage brokerage company, Sunland Capital Mortgage Corporation works one-on-one with you to get your borrowers' loans approved and closed on-time. Sunland Capital Mortgage Corporation is a mortgage brokerage with ultra-competitive rates and in-depth knowledge of the regional mortgage scene.
  • Simons & Leoni Home Loans, LLC
  • 741 Front St# 130, Celebration, FL, 34747
  • Simons & Leoni Home Loans, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • LG&W Federal Credit Union
  • 1616 Whitten Road, Memphis, TN, 38134
  • L G & W Federal Credit Union is dedicated to serving and supporting the MLGW family with the financial products and services they want and need. Our friendly and knowledgeable staff has just one goal-to serve you! Unlike some larger financial institutions, we see you as a unique person, not just another account number.
  • Hometown Captial Group
  • 2860 Bartlett Rd, Suite 6, Bartlett, TN, 38134
  • Hometown Captial Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Accurate Financial Mortgage Group Inc
  • 3140 Old Canoe Creek Road, Saint Cloud, FL, 34772
  • At Accurate Financial Mortgage Group, we are dedicated to taking care of our clients mortgage needs in a personal, warm and caring environment. We provide exceptional service through our highly skilled mortgage officers. Our mission is to offer individualized assistance to each customer, based on shared trust and communication.
  • Nationwide Quick Loan, Corp
  • 291 Awin Cir. SE, Palm Bay, FL, 32909
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Harmony Mortgage Inc
  • 6050 Babcock Street, Suite 27, Palm Bay, FL, 32909
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Source Mortgage and Funding
  • 4812 Wemberley Drive, Memphis, TN, 38125
  • Our mission is simple and clear: “Approach opportunity with humility, communicate honestly, and serve all with integrity!” Our consultation is completely free, and once we review your information, we will provide you with a no strings attached, financing proposal if we can help. Source Mortgage & Funding, Inc, a Tennessee based mortgage broker.
  • Financial Federal Bank
  • 1715 Aaron Brenner Drive, Suite 100, Memphis, TN, 38120
  • Financial Federal is locally owned and operated and remains a community bank that specializes in high quality customer service and customized banking solutions. Our board and senior management continue to focus on creating an atmosphere that is appreciated by those who value the confidence that comes from experience
  • The Wendy Thompson Lending Team
  • 6489 Quail Hollow Rd, Suite 106, Memphis, TN, 38120
  • Compare, Offer and Close with CONFIDENCE with The Wendy Thompson Team. Your homebuying journey should start with finding a lender. Mortgages are long-term relationships, and you will want to be confident that your lender offers a strong combination of quality service and competitive pricing.
  • The Peoples Bank of Red Level
  • 29607 Main Street, Red Level, AL, 36474
  • Peoples Bank of Red Level is located in Red Level, AL, United States and is part of the Depository Credit Intermediation Industry. Peoples Bank of Red Level has 7 total employees across all of its locations and generates $605,000 in sales (USD). Our goal is to be an outstanding community bank by understanding our customers’ needs