FHA VS Conventional loan programs in Cheektowaga, Erie County, New York
For 2025, the conventional loan limit in Cheektowaga, within the county of Erie, NY, is $726,200. Meanwhile, a single-family home's FHA limit is $472,030.
By using the Lendersa® Conventional loan calculator, you can compare today's best rates between Conventional, FHA, and USDA loans. It provides an assessment of the income, credit, reserves, and documents required to qualify. This comprehensive mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA side by side, aiding your decision on which program in NY is optimal for your specific financial situation.
Find 2025 Loan Limits and Down Payment Requirements in Cheektowaga, County of Erie, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison data is relevant to these zip codes: 14206, 14043, 14225, 14227, 14211, 14212, 14215, 14241
Explore Conventional and FHA Loan Options in Cheektowaga, NY
Lendersa® is committed to helping you secure the most suitable Conventional, USDA, or FHA loan swiftly and without hassle. Begin by selecting one of the three starting paths that lead to matched lenders and tailored loan programs.
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