FHA VS Conventional loan in Buffalo, Erie County, New York
In 2025, the limit for a conventional loan in Buffalo, located in Erie county, NY, is $726,200. Conversely, the FHA limit for a single-family home is set at $472,030.
Take advantage of the Lendersa® Conventional loan calculator to assess the best current rates among Conventional, FHA, and USDA loans, identifying the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to select the ideal program in NY for your financial needs.
2025 Loan Limits and Down Payment Requirements in Buffalo, Erie County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table is applicable to zip codes: 14208, 14209, 14202, 14203, 14201, 14206, 14207, 14204, 14220, 14222, 14218, 14211, 14210, 14213, 14212, 14215, 14214, 14216, 14205, 14233, 14240, 14263, 14264, 14267, 14269, 14270, 14272, 14273, 14276, 14280
Discover Conventional and FHA Loan Options in Buffalo, NY
The aim of Lendersa® is to efficiently provide you with the most suitable Conventional, USDA, or FHA loans without any delay. Choose one of three pathways to be matched with lenders and loan programs that fit your needs.
California Real Estate Finance was established in 1988 with a very simple and straight forward business philosophy. The philosophy is to take the mortgage brokerage business to a much more professional status catering to A quality loans. The philosophy is simple. Give our clients great interest rates, great service
1101 Marina Village Parkway, Suite 201, Alameda, CA, 94501
EZ Loans 4 Real Estate is a real estate and private money lender located in San Leandro, California. Founded in 2014 by Kevin Heslin, the company specializes in the origination of both residential and business purpose secured by Northern California real estate Specifically, EZ Loans 4 Real Estate originates loans to investors, borrowers.
At The Finance Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
1101 Marina Village Pkwy, Suite 201, Alameda, CA, 94501
At Levias Lending LLC. We are a full-service mortgage company based in Alameda, CA. We specialize in Home Purchase Loans and Refinance in Alameda. We also serve the surrounding cities in Alameda County. Whether you are buying a home or ReFinancing in the zip code 94501, we can help you realize your dream of homeownership
"UNIFI Group, Inc. is a leading real estate and mortgage brokerage servicing the Greater Bay Area since 1988.
Founded by the late Joyce T. Cheng, it was her experience as a young manager of an Oakland Chinatown bank that inspired a lifelong goal to empower the immigrant community with access to mortgage financing"
Whether you are a first time home buyer or looking for a reverse mortgage, EstaR Mortgage is here to help you accomplish your home mortgage goals. With 17 years of experience in the East Bay, EstaR is your trusted mortgage broker for Oakland, Alameda, San Leandro and beyond. We are licensed in California, Oregon, and Washington.
We’re a full service mortgage company with expertise in every area of mortgage lending, from purchase, to refinance lines of credit and debt consolidation. We have access to a full range of mortgage products and are dedicated to providing you with the competitive rates, terms and costs to meet your unique borrowing needs.
we are uniquely positioned to offer our clients a truly customized experience, not a one-size-fits-all solution. We take pride in guiding our clients through every step of the process – from getting a mortgage that fits their exact needs to the intricacies of a purchase or sale of a home. Whether you are seeking a mortgage,
Tracey Financial Group, Inc is a full service mortgage brokerage providing mortgages to families and individuals. We provide loans for residential and commercial real estate purchases and refinances. We also provide debt consolidation loans as well as construction, investment and multi family loans.
Martin B. McCormick, with over 35 years of experience in banking, finance and real estate; founded McCormick & Co. Homes and Loans in 2007. His goal was to develop a solution-based operation to help consumers and fellow professionals, obtain financing to acquire real estate for home ownership and/or business purposes.
Purchase and Refinance Loans. Excellence in Service, Integrity and Product Knowledge is vital in your Mortgage Professional......Experience the Difference. Allow us to take this opportunity to introduce Peterson Lending Group. Our team provides a hands-on mortgage lending service which includes financing of residential and commercial properties.
