FHA VS Conventional loan programs in 2025 for Sloan, Erie County, New York

As of 2025, the conventional loan limit in Sloan, Erie county, NY is $726,200. Meanwhile, for a single-family home, the FHA limit is dictated by $472,030.

Leverage the Lendersa® Conventional loan calculator to compare today's prime Conventional, FHA, and USDA rates. This will help you ascertain the necessary income, credit, reserves, and documentation needed for approval. Our enhanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in determining which program in NY suits your financial needs.

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Loan Limits and Down Payment Criteria in Sloan, Erie, NY for 2025

Loan Type Loan Limit Down Payment Needed
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 14206, 14212

Exploring Conventional and FHA Loan Options in Sloan, NY

The aim of Lendersa® is to rapidly secure the most favorable Conventional, USDA, or FHA loans for you, devoid of hassle. Choose among three starting points that lead to optimal lenders and loan programs.

Results from Lendersa USDA loan request


  • Coast360 Federal Credit Unio
  • 450 Route 8, Hagatna, GU, 96910
  • Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
  • Bank of Buffalo
  • 535 Washington Street, Buffalo, NY, 14203
  • CNB Financial Corporation is a leader in providing integrated financial solutions, which create value for both consumers and businesses. These solutions encompass deposit accounts, private banking, real estate, commercial, industrial, residential and consumer loans and lines of credit
  • Hunt Mortgage Corporation
  • 403 Main Street, Suite 210, Buffalo, NY, 14203
  • HUNT Mortgage, we pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced digital technology available."
  • Town of Cheektowaga Federal Credit Union
  • 3251 Broadway, Cheektowaga, NY, 14227
  • In November of 1980 a small group of motivated employees met in the Town of Cheektowga Police Department’s pistol range room. These individuals laid the foundation for the soon to be chartered Town of Cheektowaga Employee’s Federal Credit Union. Among the members who attended and cooperated in the formation of the credit union were David J. Kulik,
  • CrossRoads Community Federal Credit Union
  • 3031 William Street, Buffalo, NY, 14227
  • CrossRoads Community Federal Credit Union is a not-for-profit financial cooperative whose purpose is to meet the financial needs of its members. We are member-owned. In other words, we answer to our members – not a small group of stockholders or an out-of-town corporation. Our profits are returned to our members in the form of low/no-fee products,
  • Cheektowaga Community Federal Credit Union
  • 3234 Union Road, Cheektowaga, NY, 14227
  • Cheektowaga Community Federal Credit Union has been open since 1959. The credit union has assets totaling $11.74 Million and provides banking services to more than 1, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Western New York Federal Credit Union
  • 1937 Union Road, Buffalo, NY, 14224
  • Our mission is to provide personal quality service today and every day, while maintaining financial stability. Our credit union was created by and for employees of the West Seneca State School in January 1964. It was originally known as the West Seneca State School Federal Credit Union.
  • Nickel City Funding Inc.
  • 3460 Seneca St., West Seneca, NY, 14224
  • Nickel City Funding is Western New York’s premier mortgage broker. We offer competitive mortgage loans & mortgage rates across the greater Buffalo area. Whether you’re in Amherst, Orchard Park, North Tonawanda or East Aurora, NY, we’ve got you covered. We offer one on one personal services to first time home buyers and savvy real estate experts.
  • AFGM Enterprises Federal Credit Union
  • 132 Cayuga Road, Cheektowaga, NY, 14225
  • AFGM Enterprises Federal Credit Union is a member-owned not for profit financial institution. The Credit Union's motto is "Not for profit, not for charity, but for service". We strive to provide value and convenience in all our financial products and services. Your membership is very important to us.