Explore the differences! FHA VS Conventional loan programs in Chester, Orange County, New York
For 2025, the limit for a Conventional loan in Chester, Orange County, NY, is $726,525. In comparison, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to evaluate the top rates available today, comparing Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. Our refined mortgage tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, ensuring you pick the best program in NY tailored to your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Chester, Orange County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,525
3%
USDA
$581,200
0%
FHA
$472,030
3.5%
Note: The table applies to these zip codes: 10918
Options for Conventional and FHA Loans in Chester, NY
Lendersa® aims to swiftly connect you with the best possible Conventional, USDA, or FHA loans, free of hassle. Select one of three starting paths, leading to matching lenders and appropriate loan programs.
Fund That Flip provides fast, convenient, affordable capital for experienced real estate investors that buy and rehabilitate residential properties. To date, we've done hundreds of deals through our simple, transparent online application process with 24-hour turnaround time for funding commitments.
The SoundView Financial Credit Union is a member-owned financial cooperative. Members of the Credit Union include those who live, work, worship, or volunteer in the Connecticut counties of Fairfield and Litchfield, all P&G/Gillette/Duracell employees, as well as employees from other member companies in the greater Danbury area.
Western CT Federal Credit Union (WCFCU) is a member-owned, not-for-profit, financial cooperative based in Bethel, Connecticut. WCFCU is a customer-centric credit union focused on creating a positive financial experience by delivering personalized service along with technology-oriented features to meet the needs of members.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
American Federal Mortgage, we make it easy for those seeking to refinance or purchase their dream home in 10 states by offering a variety of flexible loan programs geared toward each client's specific mortgage needs. Having been a recognized leader in the mortgage lending industry for nearly three decades,
201 Montgomery St, Suite 263, Jersey City, NJ, 07302
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30 Montgomery Street Suite 215, Jersey City, NJ, 07302
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Asset Based Lending, LLC (ABL) is a private commercial lender founded in 2010. Our mission is to help real estate investors, quickly and efficiently, finance their business activities. "
