Conventional Vs. FHA Lending requirements Goshen, NY in 2026

In 2026, the conventional loan limit in Goshen, which is located in the county of Orange, NY, is $726,525. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare top rates among Conventional, FHA, and USDA today. Determine the income, credit score, reserves, and necessary documents to qualify. Our advanced calculator lets you see Conforming Conventional loans, USDA, FHA, and VA side by side to help you determine which program in NY is most advantageous for your financial situation.

Options for Conventional and FHA Loans in Goshen, NY

The aim of Lendersa® is to provide you with the best available Conventional, USDA, or FHA loans promptly and with no hassle. Choose from three starting options to connect with suitable lenders and loan programs.

Loan Type	Loan Limit	Down Payment
Conventional Conforming	$726,525	3%
USDA	$581,200	0%
FHA	$472,030	3.5%

Lendersa's USDA loan request and matching results

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