FHA VS Conventional loan programs in 2025 for Palm-Tree, Orange County, New York

In 2025, the conventional loan limit in Palm-Tree, within Orange county, NY, is set at $726,525. The FHA limit for a single-family home is $420,680.

The Lendersa® Conventional loan calculator allows you to compare the best rates today between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the ideal program in NY tailored to your financial needs.

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Information on 2025 Loan Limits and Down Payment Requirements in Palm-Tree, Orange, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,525 3%
USDA $581,220 0%
FHA $420,680 3.5%

This table applies to the specified zip codes: 10950

Examining Conventional and FHA Loan Choices in Palm-Tree, NY

Lendersa® strives to connect you with the best possible Conventional, USDA, or FHA loan quickly and without extra hassle. Pick from three pathways that connect you to matching lenders and optimal loan programs.

Insights from Lendersa's USDA loan request and matching results


  • American Fidelity
  • American Fidelity, Lutz, FL, 33558
  • At American Fidelity, we offer exceptional home loans options, large and small business loans, HARP programs and private lending.We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.
  • Chissell Mortgage Group
  • 1817 Cypress Brook Drive, Suite 104, Trinity, FL, 34655
  • Mike is a Certified Mortgage Planner with over 30 years of experience who has helped over 3, 000 families finance the American Dream here in the Tampa Bay area. He is a proven performer who has built an excellent reputation as an honest, knowledgeable and dedicated professional who always takes care of his clients by offering great rates.
  • CPF Mortgage
  • 10710 State Road 54, Suite C101, Trinity, FL, 34655
  • CPF Mortgage (Christopher Paul Financial, LLC) was established for the purposes of creating a dependable home financing company in which people can comfortably and confidently trust their most precious asset: their home. We've been helping customers afford the home of their dreams for many years and we love what we do.
  • Equity Resources, Inc
  • 3046 Sutton Woods Dr, Plant City, FL, 33566
  • Equity Resources, Inc. is a privately held mortgage lender based in Central Ohio. The company was founded in 1993 and we are proudly celebrating our 27th anniversary this year. We are a positive, family-oriented team that is passionate about “Improving the Lives of Families.” We support personal growth and provide training, value.
  • HOME SOLUTION LENDERS, INC
  • 1445 E Main Street, Bartow, FL, 33830
  • HSL was founded in 2008 and our corporate office is located in Bartow, Florida. We offer a wide selection of loan choices for our customers through flexible underwriting, reduced credit scores, and a knowledgeable staff. Our entire staff consist of knowledgeable, professional and approachable team members.
  • Mortgage One of the South Inc
  • 15 North Eglin Parkway, Fort Walton Beach, FL, 32548
  • At Mortgage One, we are driven to exceed our client's expectations. Our #1 goal is to facilitate the "American Dream" of homeownership. Our local and friendly team prides itself on providing a professional, seamless transaction with the utmost integrity and knowledge. Mortgage One is not just our name, it is the way we do business
  • Raccon Valley Bank
  • 1009 Court Street, Adel, IA, 50003
  • At Raccoon Valley Bank you can get everything you need in one place. From opening your first checking account to financing your home to planning for a comfortable retirement, we can do it all. Because we believe banking should be easy, complete, and convenient.Valley Bank you can get everything you need in one place.
  • Ohmstar Home Lending LLC
  • 7320 E. Fletcher Avenue, Tampa, FL, 33637
  • Ohmstar Home Lending, LLC. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Blue Dolphin Capital, Inc.
  • 7320 E. Fletcher Ave., Tampa, FL, 33637
  • Blue Dolphin Capital is a mortgage brokerage that specializes in residential and commercial loans. As a company, we understand the benefits of new technology and work closely with some of the most innovative lenders in the industry, to provide an array of loan programs that can best suit our clients. As a leader
  • Keystone Mortgage Solutions LLC
  • 1415 Loretto Circle, Odessa, FL, 33556
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Diligent Mortgage Group
  • 9202 Brindlewood Drive, Odessa, FL, 33556
  • We strive for the ultimate experience in customer service while using our mortgage services. Whether you are looking for a specific program or you don't know where to start, we are here to help. President Frank Weigel is help every day all lients obtain the best loans in order to finance their properties.