FHA VS Conventional loan in Clarence-Center, Erie County, New York

In 2025, Convetional loan limit in Clarence-Center, county of Erie, NY is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Clarence-Center, county of Erie, NY

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 14032

Conventional and FHA loan options in Clarence-Center, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Abundance Capital
  • 105 Serra Way, #448, Milpitas, CA, 95035
  • Abundance Capital offer unconventional loans for California real estate: Owner-Occupied Bridge Loans; Simple Fix & Flip Loan; Construction & Additions Loan; Granny / In-Law Unit Addition (ADU) Loan; Non-Owner Occupied Rental Loan; "Sleep Easy" Commercial Loan; Reverse 1031 Exchange Loan; Estate / Inherited Property Loan.
  • American Asian European African, Inc.
  • 2670 South White Road, Suite 233, San Jose, CA, 95148
  • "Committed to the highest level of personal service and integrity since 1988, Joe brings hard work, fairness, and caring to his profession. Joe Tran was joining and got training from Century 21, ERA, Realty World. When Joe is representing a buyer or seller, he gives them his full attention."
  • West Coast Selection Realty Inc
  • 3490 Valley Vista Drive, San Jose, CA, 95148
  • WCS has greater control over your transaction and is able to quickly approve and close mortgage loans in-house. We aim to provide our customers the best financing available by offering below market mortgage rates. The dedicated staff is committed to helping individuals find a mortgage loan program that will suit their needs.
  • Silverado Credit Union
  • 1 Angwin Plaza, Angwin, CA, 94508
  • Silverado Credit Union has been open since 1953. The credit union has assets totaling $63.97 Million and provides banking services to more than 4,000 members. Silverado Credit Union offers FREE online tools and services to help you save time and money. We protect your personal and financial information with the highest level of security availa
  • Cal Green Lending Inc
  • 118 Howel Mountain Road, Angwin, CA, 94508
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Security First Real Estate Finance
  • 7263 Willow Creek Circle, Vallejo, CA, 94591
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Jyotsna M. Ramaiya
  • 2591 Marshfield Road, Vallejo, CA, 94591
  • "Licensed since 1992 Jai Ramaiya has helped hundreds of clients reach their mortgage goals whether purchasing ​their first home or refinancing their existing property. Jai specializes in Solano County, moving in the area in 1987, she understands the local market and works with many Realtors in the area."
  • 101 Loan - Specialists in Residential, Commercial and Reverse Mortgage Financing
  • 6020 Hellyer Ave, Suite 150, San Jose, CA, 95138
  • 101 LOAN, A SAN JOSE MORTGAGE COMPANY With over 30 years of experience in residential and commercial lending, 101 Loan has the experience, product offerings and the staff needed to close financing in today’s fluid economy time in an efficient manner. While many of our competitors have gone out of business due to the changing economy.
  • Optima Home Mortgage
  • 6090 Hellyer Avenue, Suite 175, San Jose, CA, 95138
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • D&F Properties
  • 5000 Birkdale Way, San Jose, CA, 95138
  • D&F Properties was established in 1984 as an independent brokerage. In 2000 DeFaria Realty & Investments was added to help the financing needs of our clients. We live, play and work in Santa Clara County. Diane LoVerde, owner of D&F Properties/DeFaria Realty & Investments specializes in real estate sales and loan sales.
  • RateKing
  • 39830 San Moreno Ct, Fremont, CA, 94539
  • We pride ourselves in offering the lowest interest rate, lowest mortgage refinancing rates in California, great communication and seamless underwriting process. Your satisfaction is our TOP priority! We offer a variety of mortgage products at absolutely rock bottom rate with no closing cost for refinances.
  • CA Mortgage Pro
  • 3059 Rohrer Drive, Lafayette, CA, 94549
  • As a Mortgage Broker conveniently located in Lafayette, California, the center of the San Francisco East Bay, I am proud to offer unparalleled purchase mortgage and refinance services along with in-house processing to my valued clients throughout this great state. With over 22 years of experience as a local California Mortgage Lender.