Explore the differences! FHA VS Conventional loan programs in Akron, Erie County, New York

For the year 2025, the conventional loan limit in Akron, which is in Erie county, NY, is currently $726,200. In contrast, the FHA loan limit stands at $472,030 for single-family homes.

By using the Lendersa® Conventional loan calculator, you can evaluate today's most competitive rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed for eligibility. Our sophisticated mortgage calculator provides a side-by-side analysis of Conforming, USDA, FHA, and VA loans, thus aiding in selecting the program in NY that best fits your financial situation.

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Details on 2025 loan limits and downpayment requirements in Akron, within Erie, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 14001

Possible options for Conventional and FHA loans in Akron, NY

At Lendersa®, our mission is to help you secure the most advantageous Conventional, USDA, or FHA loan efficiently and with minimal hassle. You can begin with any of our three distinct pathways to find matches with lenders and loan programs.

Results from Lendersa USDA loan requests and matches


  • Level 4 Funding
  • 9133 W Plum Rd, Peoria, AZ, 85383
  • Level 4 Funding LLC is among the very few mortgage broker companies Licensed in the state that fund private hard money loans for real estate investors and professionals and home owners. Level 4 Funding LLC has a great team of professionals that can help get the tough mortgage approval for you at the best possible rates.
  • Arizona Valley Lending, LLC
  • 4425 East Agave Road, Building 2, Phoenix, AZ, 85044
  • "Arizona Valley Lending is a full service mortgage company licensed and serving customers exclusively in Arizona and Texas. HUD/FHA approved lender. We offer a comprehensive line of mortgage products including conventional, conforming, and non-conforming loans for purchases, refinances, home equity lines of credit and HARP eligible loans."
  • Premium Lending, LLC
  • 141 E. Palm Ln, Suite 202, Phoenix, AZ, 85004
  • Premium Lending, LLC has been offering mortgage loans to the public for over 20 years. Premium Lending, LLC originally was started to assist people who could not find financing through traditional lending sources. Premium Lending, LLC is committed to making loans people can afford.
  • Arizona Central Credit Union
  • 2020 N. Central Avenue, Suite 100, Phoenix, AZ, 85004
  • Proudly serving Arizona since 1939, Arizona Central Credit Union (ACCU) has been providing Arizona families with accessible, friendly, hometown banking. That means great member service, personalized checking & savings, higher dividends and low-interest rate loans, mortgages & financing.
  • B.E. Lending
  • 1 N 1st St, Suite 755, Phoenix, AZ, 85004
  • B.E. Lending headquarters in downtown Phoenix and offers its loan products and services to a range of markets beyond its state lines. In addition to Arizona, the company lends in Colorado, North Carolina, Texas, Utah, and other markets on a case-by-case basis. For B.E. Lending, relations with the company's stakeholders are of utmost importance
  • NEXA Mortgage, LLC.
  • 3100 West Ray Rd. Ste. 201, Chandler, AZ, 85226
  • Welcome to the Wholesale Mortgage Team! At Wholesale Mortgage Team, we believe that securing the right mortgage should be a straightforward and stress-free experience. Sponsored by NEXA Mortgage, our team is committed to providing exceptional service while delivering the best mortgage solutions to fit your unique needs.
  • Chandler Mortgage LLC
  • 722 North Butte Avenue, Chandler, AZ, 85226
  • Chandler Mortgage, we take the time to understand the needs and goals of each of our clients. We work with our clients and real estate professionals to provide comprehensive mortgage solutions for today’s real estate market. Chandler Mortgage offers a complete portfolio of loan products at highly competitive rates.
  • NextGen Financial Services LLC
  • 6909 West Ray Road, Building 15, Suite 100, Chandler, AZ, 85226
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.