FHA VS Conventional loan programs in 2025 for Clarkson, Monroe County, New York

In 2025, the conventional loan limit for a single-family home in Clarkson, county of Monroe, NY, is $726,200, while the FHA limit is $472,030.

Apply the Lendersa® Conventional loan calculator to analyze today's top Conventional, FHA, and USDA rates. Determine the income, credit, reserves, and documents required for eligibility. Our enhanced mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options, aiding your decision on the most fitting program in NY for your current financial landscape.

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2025 Loan Limits and Down Payment Requirements in Clarkson, Monroe, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This table applies to zip codes: 14420, 14468, 14430

Explore Conventional and FHA Loan Options in Clarkson, NY

Lendersa® aims to provide you with the best accessible Conventional, USDA, or FHA loans swiftly and with ease. Opt for one of three paths to be matched with lenders and programs.

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  • Quantum Capital Partners
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  • Quantum Capital Partners is a boutique real estate capital advisory firm that provides creative capital solutions to real estate investors and developers and also more than $4 billion of debt and equity financing experience nationwide across all major asset classes.With a diverse network of domestic and international capital providers.
  • BRC Loans
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  • BRC Advisors – BH, Inc. is a full service commercial real estate company. In addition to its expertise as a Transactional Commercial Real Estate Brokerage, BRC Advisors – BH, Inc. has considerable success overseeing commercial leasing. It combines a wealth of brokerage and advisory experience within a strategically aligned network of programs. With
  • Northrop Grumman Federal Credit Union
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  • We deliver value to our members. Northrop Grumman Federal Credit Union(NGFCU), as a member-owned financial cooperative, exists to provide efficient, convenient, attractively priced financial products and services to satisfy the requirements of its membership. Set yourself up for success
  • Nikkei Credit Union
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  • Nikkei Credit Union is a progressive, full-service financial institution serving the Japanese American Community in Southern California. We provide quality service as a not-for-profit financial cooperative, owned and democratically controlled by our membership. To provide quality financial products through personalized service and innovation.
  • RTI Bridge Loans
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  • RTI Bridge Loans is primarily a Direct Portfolio Lender. Since 2004, RTI has focused on Short Term Bridge Loans secured By First and Second Trust Deeds on California Real Estate. Over the years we have processed hundreds of millions of dollars in loans for our clients. Many of our clients use us continually for their real estate financing needs.
  • Pacific Transportation Federal Credit Union
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  • Pacific Transportation Federal Credit Union was founded in 1939 by employees of Southern Pacific Railroad as a way to provide affordable financial services to their co-workers and families. Pacific Transportation Federal Credit Union’s mission is to provide excellent financial products and services by highly motivated and knowledgeable staff.
  • 1st California Security Investments, Inc
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  • United Freedom Mortgage
  • 7136 Haskell Avenue, Suite 107, Van Nuys, CA, 91406
  • United Freedom Mortgage was born from the idea that the dream of owning a home is at the reach of everyone. With over 25 years of combined experience in Mortgage Loans and Real Estate, we commit to helping you find the best deals to own a house & make your dream a reality. We have helped hundreds of families relocate to their ideal home at a price
  • Funding L.A.
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  • Jennifer founded the Gamero Group. This has set her apart from the rest by providing her clients with added services and support in areas such as, transaction coordinating,high tech marketing and client relations. Whether you are looking for a modest starter home or a luxury estate, Jennifer Gamero is here for all your Real Estate needs
  • National Trust Lending
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  • "Mortgage Planners at National Trust Lending take the time to listen to your overall financial goals and dreams of homeownership, and then work with you to put together the best loan program for you.We offer a variety of loan programs for our customers at competitive rates including: Fixed Rate Adjustable Rate Conventional FHA va Jumbo"
  • Streit Lending
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  • Northwest Financial Network Corporation
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  • Northwest Financial Network our top priority is to take loan applications, for purchase or refinance, at our office or at your place, and process them as fast as possible. In this volatile market, it makes a lot of difference if you get your loan approved as soon as possible. When you get your loan approved, you can take advantage of the market.