In 2025, the Conventional loan limit in Spencerport, county of Monroe, NY, is $726,200, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to review and compare today's top rates among Conventional, FHA, and USDA loans. It assists in determining the necessary income, credit reserves, and documentation needed for qualification. With our advanced mortgage calculator, assess Conforming Conventional loans alongside USDA, FHA, and VA options to find which program in NY is best for your financial situation.
Explore loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The comparison table applies to zip codes: 14559
The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose from three starting points that connect you with matching lenders and loan programs.
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