FHA VS Conventional loan programs in Sweden, Monroe County, New York

In 2026, the conventional loan limit in Sweden, in the county of Monroe, NY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Employ the Lendersa® Conventional loan calculator for current comparisons among Conventional, FHA, and USDA rates. Identify the necessary income, credit, reserves, and documentation to qualify. This advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best financial arrangement in NY.

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2026 Loan Limits and Downpayment Requirements in Sweden, Monroe County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This comparison table applies to these zip codes: 14420

Options for Conventional and FHA Loans in Sweden, NY

At Lendersa®, our aim is to provide you with the top Conventional, USDA, or FHA loan swiftly and without fuss. Choose from three starting points to connect with suitable lenders and loan options.

Lendersa's USDA loan request and matching outcomes


  • IH Mississippi Valley Credit Union
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  • Founded in 1934, our eight charter members were production line workers at the East Moline Works Plant. Open only three times a day during shift change, employees at the original office in the middle of the plant had to manage over the noise of the steel-wheeled trailers moving over the creosote floors.

  • Ruhl Mortgage
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  • "Ruhl Mortgage is a full-service mortgage banker with experienced staff, offering expertise in every area of mortgage lending - from purchase and refinance to even construction lending.

    Ruhl Mortgage offers purchase and refinance loans, including FHA, VA, Rural Development loans, second home loans,"

  • CedarStone Bank
  • 900 West Main Street, Lebanon, TN, 37087
  • CedarStone Bank is known for returning to the simple basics of banking. Our friendly, experienced bankers are a group of business and community leaders in Wilson County & Nashville who deliver professional services and products to individuals and businesses. We are always looking for people who share our vision of serving.

  • Wilson Bank & Trust
  • 623 W. Main St, Lebanon, TN, 37087
  • Wilson Bank & Trust was founded on May 5, 1987, by a group of local business leaders under the leadership of the founding CEO, Randall Clemons. The first office was located in this small house located in Lebanon, Tennessee. Since then, we've grown considerably with 29 offices in nine counties, and we remain focused on our mission to serve

  • First Freedom Bank
  • 1620 W Main St, Lebanon, TN, 37087
  • First Freedom is not just another bank; they're your neighbors. When you need answers, you get answers from someone right here in Wilson County, who shares your hometown values. They are committed to a level of service that you just won't find anywhere else. Member FDIC and Equal Housing Lender.

  • Maquoketa State Bank
  • 203 N Main St, Maquoketa, IA, 52060
  • As a locally owned bank, Maquoketa State Bank is in touch with the community we serve and is responsive to the financial needs of our cuWe work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future...

  • Chuck Sorensen, Mortgage Loan Originator
  • 4301 East 53rd Street, Davenport, IA, 52807
  • American Bank and Trust Company, began as a neighborhood bank on the Hilltop in Rock Island, Illinois. It began with a simple idea – that customers should receive the same kind of friendly and personalized service we would appreciate ourselves. 46 years later, this simple philosophy has helped us grow to become a $375 million.

  • Legacy Lending Mortgage Group LLC
  • 2315 N. Main St, Suite 211D, Anderson, SC, 29621
  • Legacy Lending Mortgage Group offers high-quality mortgage brokerage services to residential customers. Our aim is to provide our customers with fair mortgage rates at reasonable prices, while keeping our clients informed & educated throughout the process. We will be transparent and be sure to keep all parties involved in the transaction informed.