Explore the differences! FHA VS Conventional loan programs in Claverack, Columbia County, New York
In 2025, the Conventional loan cap for Claverack, in Columbia county, NY, is $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.
Leverage the Lendersa® Conventional loan calculator to compare today’s best rates among Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserve levels, and documentation needed for qualification. Our advanced mortgage tool shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in selecting the best program for your financial situation in NY.
2025 Loan Limits and Down Payment Requirements in Claverack, Columbia County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant for zip codes: 12565, 12534, 12530, 12513, 12521, 12544
Conventional and FHA Loan Options in Claverack, NY
Lendersa® is committed to providing you with the most suitable Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of the three starting paths that will lead to matching lenders and appropriate loan programs.
We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer
Mint Mortgage is committed to find the best loan program for your needs. Our company is different than most because we operate as brokers to look across available wholesale lenders that offer financing in Colorado. We have very little overhead, so the lowest rate is passed directly to you.
The Loan Zone Mortgage, LLC. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
2942 Evergreen Parkway, Suite 425 C, Evergreen, CO, 80439
Our mission is to offer the best mortgage rates and minimal closing costs while providing outstanding service! We understand that purchasing or refinancing your home is one of the most important decisions you will make in your lifetime. As such, we believe it is our responsibility to guide you through the mortgage process as a trusted advisor.
1153 Bergen Parkway, Suite 227, Evergreen, CO, 80439
Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers
In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association.
First Northern Bank of Wyoming was founded in 1885 on the bedrock principle that our success would be solely dependent on that of our community and customers. From our origins in a humble, wood frame building with a starting capital of $50, 000, to our continuous growth throughout the last century.
RJ Funding Services (also known as Rafter J Funding) is a reputable alternative lending firm that works with clients throughout the United States and Canada. Specializing in providing capital to small businesses and large corporate entities, our firm delivers innovative solutions to funding business enterprises in all industries.
