FHA VS Conventional loan in Hudson, Columbia County, New York

In 2025, Convetional loan limit in Hudson, county of Columbia, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Hudson, county of Columbia, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 12534

Conventional and FHA loan options in Hudson, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Loans Realty Group
  • 3103 Delta Fair Boulevard, Antioch, CA, 94509
  • We pride ourselves in finding you the right loan product that will suit your financial needs. Our mortgage professionals are tops in the industry. One of the leading real estate brokers in California by providing excellent real estate services throughout the community. Our goal is to exceed your expectations in client satisfaction.
  • iFundRE.net
  • 404 Ridgewood Court, Antioch, CA, 94509
  • iFundRE.net is a Funding Source that provides Real Estate Loans as quick and easy as possible to borrowers with both perfect and less than perfect credit, all the way to hard money loans! We have full doc, lite doc, 24 & 48 month bank statement & stated income only loans. All credit considered
  • Pacific Bay Estates
  • 700 Main Street, Suite 211, Suisun City, CA, 94585
  • Pacific Bay Estates offers a variety of real estate services for the communities we serve, including Residential Sales including Short Sales and Foreclosures, as well as Property Management. We have over 15 years experience and a very diverse background in real estate which enables us to identify options and solutions for our clients.
  • OE Federal Credit Union
  • 250 N Canyons Pkwy, Livermore, CA, 94551
  • OE Federal Credit Union is the Credit Union for dirty hands, muddy boots, and hard hat hair. We were founded in 1964 by union workers for union workers and their families. We know what you're thinking. You hear the words ""Credit Union""​ and think small or limited. But OE Federal is the largest labor based credit union in the country.
  • John Hinrichs
  • 397 Hummingbird Ln, Livermore, CA, 94551
  • John Hinrichs heads a real estate financial services consultant team that provides unparalleled service and performance. His team is committed to providing unbiased advice and prudent strategies for every aspect of real estate home ownership, financing and investing. His team provides home loans on single family residences.
  • Extreme Mortgage Lending
  • 365 North Canyons Parkway, Suite 220, Livermore, CA, 94551
  • At Extreme Mortgage we are committed to getting you the most affordable financing for your home. We offer a variety of mortgage loan programs. We offer residential loans up to $4.5 million on first mortgages for 1-4 family homes, co-ops, condos, second or vacation homes, or mortgages for investment purposes.
  • Select Financial
  • 457 North L Street, Livermore, CA, 94551
  • SelectRealtors-SelectFinancial helps you in assessing your loan eligibility, work out a financial game plan in your buying process, and assist you to get pre-approved to be competitive in the market place Ben Magalang is a Mortage Broker Buying a home can be a very exciting adventure. Before you begin evaluating your housing options.
  • East Bay Lender
  • 2300 First Street, Suite 216, Livermore, CA, 94550
  • Antonio Cordero is your East Bay Lender! As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, Antonio is ready, willing and able to help you find the mortgage product that is right for you. East Bay Lender is my brand as a mortgage lender here in the East Bay Area and beyond.
  • Golden Castle Loans
  • 646 Port Chicago Hwy, Suite 5391, Baypoint, CA, 94565
  • The GCL Team is committed to providing clients with the highest quality loan origination services combined with the lowest interest rates and closing costs possible. Whether you are looking to buy your dream home or refinance, our experienced mortgage professionals are here to work with you one on one to ensure your success.
  • 3C Mortgage Group
  • 340 Cumberland Street, Suite C, Pittsburg, CA, 94565
  • At 3C Mortgage Group. We are a full-service mortgage company based in Pittsburg, CA. We specialize in Refinance in Pittsburg, Concord, and Antioch. We also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in any of these zip codes: 94565, 94521, 94531,
  • DP Realty and Property Management
  • 6150 Center Street, Suite 492, Clayton, CA, 94517
  • DP Realty and Property Management Helping a family or individual form a Game-­Plan for a home purchase is just one of the many services I provide. I feel good when I help my clients, I enjoy what I do. I was born and raised in the San Francisco Bay Area, and I love it here. I’ve sold homes and loans for almost 30 years in Contra Costa County.