FHA VS Conventional loan programs in 2025 for Hudson, Columbia County, New York

In the year 2025, the Conventional loan cap for Hudson in the county of Columbia, NY stands at $726,200, while for a single-family dwelling, the FHA limit is $472,030.

Utilize Lendersa® for a Conventional loan calculator to compare current Conventional versus FHA versus USDA ideal rates. Discover the required income, credit, reserves, and documents to qualify. With our enhanced mortgage calculator, see a side-by-side of Conforming, USDA, FHA, and VA loans, aiding your decision on the most suitable program for your financial condition in NY.

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2025 Loan Limits and Down Payment Requirements in Hudson, County of Columbia, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These comparison details specifically apply to the zip codes: 12534

Explore Conventional and FHA Loan Options in Hudson, NY

The mission of Lendersa® is to help you swiftly and smoothly obtain the best possible Conventional, USDA, or FHA loan. Begin your journey from one of three points to be matched with appropriate lenders and loan solutions.

Lendersa USDA loan request and matching results


  • Move Up Mortgage, LLC
  • 1221 S Clarkson, Suite 430, Denver, CO, 80210
  • We are committed to providing customized mortgage products and services that are tailored to meet your individual needs. Our loan experts are committed to guiding you to the right loan to help you reach your financial goals with integrity and professionalism. Move Up Mortgage NMLS #2016625. All Rights Reserved
  • Aslan Home Lending Corporation
  • 1777 South Harrison Street, Suite 903, Denver, CO, 80210
  • Our goal is simple To help every family we serve get to “Yes.” Yes to the loan that unlocks the joy of home ownership. Yes to the lending solutions that meet every client’s unique needs and wants. That’s why we dedicate our every resource to serve as your personal guide through the lending process, solving problems, building confidence.
  • NexHome Lending
  • 1174 South York Street, Denver, CO, 80210
  • NEXHome Lending Offers a wide array of programs and options to meet your Home Financing needs. With over 30 years of experience in all facets of Residential Home Lending you can be assured of great advice and service Jim Van Buskirk is President of the NEXHome Lending A Mortgage Company
  • Downs Financial Inc
  • 1159 South Clayton Street, Denver, CO, 80210
  • We are a Colorado mortgage company approved in multiple states to originate home loan programs like mortgage refinancing, home purchase and home equity mortgages. We recognize the importance of a long term relationship and to help foster such a relationship, we provide our customers with a “Low Rate Guarantee.
  • Lake Dillon Mortgage Services Inc
  • 3801 East Florida Avenue, Suite 630, Denver, CO, 80210
  • We are a full service residential first mortgage lender offering solutions custom tailored to the individual needs of a borrower. We pride ourselves on personal service and we are ready to create your custom mortgage solution today. We are experienced in dealing with the borrower and realtor through every step of the process to ensure
  • NestInvest Home Loans LLC
  • 300 E. Miller Ct, Suite 992, Castle Rock, CO, 80104
  • NestInvest Home Loans is a wholesale mortgage brokerage. We can help you find the right loan program through our network of lenders and we'll guide you throughout the process. Our mission is to serve our customers with honesty, integrity and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise.
  • KC Mortgage LLC
  • 504 Perry Street, Unit B, Castle Rock, CO, 80104
  • With over 30 years experience, Kay is the local expert to help you find the best option and rate, whether you just bought a new home or are refinancing your current home. KC Mortgage is a one-stop shop for all your mortgage needs in Colorado. Contact Kay today to schedule your free consultation.
  • COHomeGrant.com
  • 8774 Yates Dr, Westminster, CO, 80031
  • COHomeGrant.com, our mission is to set a high standard in the industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the process, so that you can confidently select the best situation for you and your family from the many options that are available today.
  • Move Mortgage
  • 8700 Turnpike Drive, Suite 303, Westminster, CO, 80031
  • Move Mortgage was created to provide customers with a fast, reliable, and dependable home loan process. We specialize in first time home buyers, down payment assistance and all conventional loan products. Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly
  • Advanced Mortgage Solutions LLC
  • 11854 Bradburn Blvd, Westminster, CO, 80031
  • "We are a Colorado locally owned & operated Company. We have several banks and investors that we work with to give you the most comprehensive portfolio of products. We are committed to providing clients with the highest level of service combined with some of the lowest rates. With our highly experienced team of mortgage professionals"
  • White Crown Federal Credit Union
  • 2001 Lincoln St, Suite 100, Denver, CO, 80202
  • White Crown is committed to providing our members with the variety of financial products and services they need, accompanied by the highest level of service they want. The White Crown team goes above and beyond to understand each members’ situation and works alongside them to become their trusted financial partner for life.