FHA VS Conventional loan programs in 2025 for Rutland, Jefferson County, New York
In the current year of 2025, the conventional loan limit for a single-family home in the city of Rutland, the county of Jefferson, located in NY, is assessed at $726,200. On the other hand, the FHA loan cap stands at $472,030.
With Lendersa®'s Conventional loan calculator, you can compare today's rates for Conventional, FHA, and USDA loans, and assess the income, credit, reserves, alongside documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming, Conventional, USDA, FHA, and VA loans, assisting you in choosing the suitable program for your financial needs in NY.
Loan limits and downpayment requirements for 2025 in Rutland, situated in Jefferson, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These figures apply to the following zip codes: 13601, 13612, 13626, 13638
Explore Conventional and FHA loan choices in Rutland, NY
At Lendersa®, our objective is to facilitate you in obtaining the most favorable Conventional, USDA, or FHA loan promptly and effortlessly. You can select from three entry points that lead to matching lenders and relevant loan programs.
Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.
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OMEGA FCU is led by a volunteer Board of Directors elected by the membership. The Board of Directors establishes the policies of OMEGA FCU and advises on our day to day operations. OMEGA FCU follows conservative investment practices and we lend responsibly. OMEGA Federal Credit Union was founded in 1940.
3000 Stonewood Drive, Suite 110, Wexford, PA, 15090
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US Mortgage Network. We’ve been helping clients obtain home loans and refinance existing mortgages since 1997. We promise to treat you like a person with a dream—and not a number on a piece of paper. We’re known for our out-of-this world customer service. Our clients return again and again for their home loans over the years.
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Our team is led by Mike Burton, a 1984 graduate of the University Of Massachusetts School Of Business with a Bachelor Degree in business administration and finance. Mike has over 29 years of experience as a mortgage loan originator. Mike learned the ins-and-outs of the business working at Commonwealth Mortgage Company.
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