Explore the differences! FHA VS Conventional loan programs in Rutland, Jefferson County, New York
In the current year of 2025, the conventional loan limit for a single-family home in the city of Rutland, the county of Jefferson, located in NY, is assessed at $726,200. On the other hand, the FHA loan cap stands at $472,030.
With Lendersa®'s Conventional loan calculator, you can compare today's rates for Conventional, FHA, and USDA loans, and assess the income, credit, reserves, alongside documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming, Conventional, USDA, FHA, and VA loans, assisting you in choosing the suitable program for your financial needs in NY.
Loan limits and downpayment requirements for 2025 in Rutland, situated in Jefferson, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These figures apply to the following zip codes: 13601, 13612, 13626, 13638
Explore Conventional and FHA loan choices in Rutland, NY
At Lendersa®, our objective is to facilitate you in obtaining the most favorable Conventional, USDA, or FHA loan promptly and effortlessly. You can select from three entry points that lead to matching lenders and relevant loan programs.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
The mission of Granite Equity Group is to provide our clients with the most satisfying home buying, selling and financing experience to be found in the greater Sacramento region. We’re known for our dedication, knowledge and experience, and for our commitment to delivering the best service possible.
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"Dennis Knight has 30 years of experience in the mortgage industry. Helping clients purchase and refinance their homes.
Dennis has developed specialized strategies ranging from first-time home buyer needs to helping investors. His other areas of expertise include VA Lending, FHA Lending, Conventional and more."
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We are a locally owned Mortgage Brokerage, providing home loans in the state of California. We have access to top loan products designed to meet your specific needs and goals. Give us a call, we would love to work with you! Brokerage, providing home loans in the state of California. We have access to top loan products designed
ILWU Credit Union was founded in 1954 by Local 13 members Benny McDonald, Pete Moore, and Tony Arriaga. The Credit Union was founded as a financial cooperative to provide a place for longshoremen to cash their paychecks, save, and borrow money at reasonable loan rates. The Credit Union operated out of a small building next to the Local 13 Union.
3707 North Country Club Drive 4, Long Beach, CA, 90807
Pete Benjamin understands the importance of making homeownership attainable. He is committed to helping Los Angeles-area clients obtain the right mortgage for their unique needs and facilitating the real estate process from start to finish. Pete understands there is no one-size-fits-all solution when it comes to home loans.
4320 Atlantic Avenue Suite 216, Long Beach, CA, 90807
ChangeMyRate.com® is an Equal Housing Opportunity mortgage company. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age because all or part of your income may be derived from any public assistance program.
Horizontal Mortgage Lending has helped many borrowers finance their dream homes and we can help you too. Whether it be a Refinance, Purchase, Reverse Mortgage, Conventional Home Loans, FHA, VA, or Specialty Programs for First Time Buyers we can find you the best mortgage loan you've come to the right place.
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Lighthouse Capital Group is a full-service “One-Stop-Shop” lender that offers exceptional personal quality mortgage lending services throughout California for over 30 years.LCG has established a reputation as an honest, trustworthy, experienced & solutions driven lending choice for individual & small business clients as well as institutional banks.
